Saw all the approvals going up and could not resist. The offer has been on my online account for almost two weeks. 5000SL 22.4 APR. This throws a monkey wrench in my mortgage prep but if Chase is handing out candy,,,,,,,,,
UPDATE w/ data points: I was so excited about the approval, I didn't even think about it. My real TU was 610 back in Jan 2019 (FCU membership app), I've been paying down my credit cards and baddies on my file 30% utilization (JAN) down to 9% (April). CreditWise (Cap1) and Credit Journey (Chase) has my FAKO TU at 627 as of April 4. before the CSP my stats were AAOA 10YRS, AOAA 15, AOYA 5mo (AU), 5 cards including 1 AU total credit limits 14,700, 3 baddies on my file, one of them $0
