cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Sapphire Preferred Approval

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Valued Member

Chase Sapphire Preferred Approval

As the title states, I've been approved for the Chase Sapphire Preferred. This is my first "real" card besides my Discover IT card that I got a few months ago. I was trying to hold off as I had a collection that I paid on the 16th but my AC unit needs to be replaced so I went ahead and pulled the trigger. I will say that I had a pre-approved offer a few days before that had an interest rate of 22.24%, I chose to cancel this app as I wanted to wait for my Discover card to report which would have made my Utilization report as 1%. My approval was SL of $5000 and a APR of 25.24% which I don't plan on carrying a balance.

My profile is as follows:

Capital One Platinum (Secured - Opened 2012): $600

Capital One Quicksilver PC from Platinum (Opened 04-2017): $500

Chase Freedom Unlimited PC from Slate (Opened 04-2017): $500

Discover IT (Opened 02-2019): $1,250

Utilization: 1%

Baddies:

EX: 670 - 6 inquiries, 3 set to fall off May 30, 1 set to fall off June 12 - 2 late payments 2 years ago to date, 1 Collection - Sprint $372 - Paid on the 16th and hasn't been updated, originally posted to report 8 months ago.

EQ: 661 - 5 inquiries, 2 set to fall off May 30 - 2 Collections, IBC Bank account opened in 2012, collection placed in 2012 and paid in full. Sprint Collection

TU: 674 - 0 inquiries - 1 Collection - Sprint

Chase pulled EX and EQ. 

 

Let me know if I'm missing anything

Message 1 of 21
20 REPLIES 20
Regular Contributor

Re: Chase Sapphire Preferred Approval

Congratulations!

 

Happy Dance.gif


Message 2 of 21
Regular Contributor

Re: Chase Sapphire Preferred Approval

congrats, was you QS pc A QS1 or the no fee QS ? and was your chase offer on the pre app site or via mail ? tnx

Message 3 of 21
Valued Member

Re: Chase Sapphire Preferred Approval


@heavylifter wrote:

congrats, was you QS pc A QS1 or the no fee QS ? and was your chase offer on the pre app site or via mail ? tnx


No fee QS. Chase offer was through the website ("Just for you" offer). The only thing I've received by mail is for the Chase Ink Business Preferred which I plan on getting next. 

Message 4 of 21
Senior Contributor

Re: Chase Sapphire Preferred Approval

Congrats to you!

Nov 2019


Garden goal: keep on keepin' on
Usually a faithful practitioner of AZE5or6or7; working on AZE1or2 and grumbling about it.
Message 5 of 21
Regular Contributor

Re: Chase Sapphire Preferred Approval


@TechTitus wrote:

As the title states, I've been approved for the Chase Sapphire Preferred. This is my first "real" card besides my Discover IT card that I got a few months ago. I was trying to hold off as I had a collection that I paid on the 16th but my AC unit needs to be replaced so I went ahead and pulled the trigger. I will say that I had a pre-approved offer a few days before that had an interest rate of 22.24%, I chose to cancel this app as I wanted to wait for my Discover card to report which would have made my Utilization report as 1%. My approval was SL of $5000 and a APR of 25.24% which I don't plan on carrying a balance.

My profile is as follows:

Capital One Platinum (Secured - Opened 2012): $600

Capital One Quicksilver PC from Platinum (Opened 04-2017): $500

Chase Freedom Unlimited PC from Slate (Opened 04-2017): $500

Discover IT (Opened 02-2019): $1,250

Utilization: 1%

Baddies:

EX: 670 - 6 inquiries, 3 set to fall off May 30, 1 set to fall off June 12 - 2 late payments 2 years ago to date, 1 Collection - Sprint $372 - Paid on the 16th and hasn't been updated, originally posted to report 8 months ago.

EQ: 661 - 5 inquiries, 2 set to fall off May 30 - 2 Collections, IBC Bank account opened in 2012, collection placed in 2012 and paid in full. Sprint Collection

TU: 674 - 0 inquiries - 1 Collection - Sprint

Chase pulled EX and EQ. 

 

Let me know if I'm missing anything


Thanks for the DPs, gives me more faith in my CSP plans!

FICO 8
Eq - 673
Ex - 663
Tr - 685

Capital One Quicksilver - $1950 || Care Credit - $9600 || Costco Citi - $5500 || Redstone FCU Secured - $350 || Chase FU - $2800
Message 6 of 21
Community Leader
Valued Contributor

Re: Chase Sapphire Preferred Approval

Congrats! Great card and nice SL!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 7 of 21
Valued Contributor

Re: Chase Sapphire Preferred Approval

Congrats on your approval and SL!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 8 of 21
Valued Member

Re: Chase Sapphire Preferred Approval


@calyx wrote:

Congrats to you!


Thanks! Feels good!

Message 9 of 21
Established Contributor

Re: Chase Sapphire Preferred Approval

Congrats OP. CSP is a great card.

 

DW got it approved 2 days back for $24k. 

7/12/2019 FICO TU-815|EX - 787|EQ -809
Total Credit - $300K+
Starting Score: 640
Current Score: 785
Goal Score: 810


Take the myFICO Fitness Challenge
Gardening since June/2019
Message 10 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.