Chase Sapphire Preferred Approval

[TechTitus]

As the title states, I've been approved for the Chase Sapphire Preferred. This is my first "real" card besides my Discover IT card that I got a few months ago. I was trying to hold off as I had a collection that I paid on the 16th but my AC unit needs to be replaced so I went ahead and pulled the trigger. I will say that I had a pre-approved offer a few days before that had an interest rate of 22.24%, I chose to cancel this app as I wanted to wait for my Discover card to report which would have made my Utilization report as 1%. My approval was SL of $5000 and a APR of 25.24% which I don't plan on carrying a balance.

My profile is as follows:

Capital One Platinum (Secured - Opened 2012): $600

Capital One Quicksilver PC from Platinum (Opened 04-2017): $500

Chase Freedom Unlimited PC from Slate (Opened 04-2017): $500

Discover IT (Opened 02-2019): $1,250

Utilization: 1%

Baddies:

EX: 670 - 6 inquiries, 3 set to fall off May 30, 1 set to fall off June 12 - 2 late payments 2 years ago to date, 1 Collection - Sprint $372 - Paid on the 16th and hasn't been updated, originally posted to report 8 months ago.

EQ: 661 - 5 inquiries, 2 set to fall off May 30 - 2 Collections, IBC Bank account opened in 2012, collection placed in 2012 and paid in full. Sprint Collection

TU: 674 - 0 inquiries - 1 Collection - Sprint

Chase pulled EX and EQ. 

Let me know if I'm missing anything

[Streetervillelady]

Congratulations!

[heavylifter]

congrats, was you QS pc A QS1 or the no fee QS ? and was your chase offer on the pre app site or via mail ? tnx

[TechTitus]

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@heavylifter wrote:

congrats, was you QS pc A QS1 or the no fee QS ? and was your chase offer on the pre app site or via mail ? tnx

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No fee QS. Chase offer was through the website ("Just for you" offer). The only thing I've received by mail is for the Chase Ink Business Preferred which I plan on getting next. 

[calyx]

Congrats to you!

[ibebarrett]

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@TechTitus wrote:

As the title states, I've been approved for the Chase Sapphire Preferred. This is my first "real" card besides my Discover IT card that I got a few months ago. I was trying to hold off as I had a collection that I paid on the 16th but my AC unit needs to be replaced so I went ahead and pulled the trigger. I will say that I had a pre-approved offer a few days before that had an interest rate of 22.24%, I chose to cancel this app as I wanted to wait for my Discover card to report which would have made my Utilization report as 1%. My approval was SL of $5000 and a APR of 25.24% which I don't plan on carrying a balance.

My profile is as follows:

Capital One Platinum (Secured - Opened 2012): $600

Capital One Quicksilver PC from Platinum (Opened 04-2017): $500

Chase Freedom Unlimited PC from Slate (Opened 04-2017): $500

Discover IT (Opened 02-2019): $1,250

Utilization: 1%

Baddies:

EX: 670 - 6 inquiries, 3 set to fall off May 30, 1 set to fall off June 12 - 2 late payments 2 years ago to date, 1 Collection - Sprint $372 - Paid on the 16th and hasn't been updated, originally posted to report 8 months ago.

EQ: 661 - 5 inquiries, 2 set to fall off May 30 - 2 Collections, IBC Bank account opened in 2012, collection placed in 2012 and paid in full. Sprint Collection

TU: 674 - 0 inquiries - 1 Collection - Sprint

Chase pulled EX and EQ. 

Let me know if I'm missing anything

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Thanks for the DPs, gives me more faith in my CSP plans!

[pinkandgrey]

Congrats! Great card and nice SL!

[Hasselfree]

Congrats on your approval and SL!

[TechTitus]

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@calyx wrote:

Congrats to you!

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Thanks! Feels good!

[GetMeSlick]

Congrats OP. CSP is a great card.

DW got it approved 2 days back for $24k.