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Chase Sapphire Preferred Approval

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luxlight
Regular Contributor

Chase Sapphire Preferred Approval

Hello all,

I've put a longish (9ish months) pause on aqcuiring new credit but I've been eyeing the chase sapphire preferred for a while and the bonus just looked way too good. I applied in branch and my fico score was around 740 to 745 on transunion and experian. My income as a student was lowish but internship helped raise it up to $30k. I've had a chase banking account since I was in high school and picked up the Freedom & Freedom Unlimited in the last 18 months. Approved in branch for the minimum amount ($5k limit) even though I have a higher limit on my freedom unlimited. Just happy I didn't get denied but rest of my profile is in my signature.

 

Credit Utilization was around 10% with most of it concentrated on my unlimited card and rest at 1% or lower.



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 1 of 14
13 REPLIES 13
3004life
Valued Member

Re: Chase Sapphire Preferred Approval

Awesome! Congrats!!

Message 2 of 14
Mr_Mojo_Risin
Senior Contributor

Re: Chase Sapphire Preferred Approval

Congrats on the CSP approval! 

Enjoy your new CC and SUB!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 3 of 14
CreditAggie
Community Leader
Super Contributor

Re: Chase Sapphire Preferred Approval

Congratulations on your CSP approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 14
nuohlac
Valued Contributor

Re: Chase Sapphire Preferred Approval

Congratulations on your approval!!!




Message 5 of 14
KingRue8500
Senior Contributor

Re: Chase Sapphire Preferred Approval

Congrats on your Chase Sapphire Preferred approval




Message 6 of 14
babygirl1256
Senior Contributor

Re: Chase Sapphire Preferred Approval

Congrats on your Chase Sapphire Preferred approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 14
coreyb80
Super Contributor

Re: Chase Sapphire Preferred Approval

Congrats on the approval!

Message 8 of 14
gingerflower
Valued Contributor

Re: Chase Sapphire Preferred Approval

@luxlight 

Congratulations on your approval!

Message 9 of 14
Total80sKid
Senior Contributor

Re: Chase Sapphire Preferred Approval

Congrats on your CSP approval 🥳

Message 10 of 14
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