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Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

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Member

Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

Hey everyone! 

 

A few days ago my private client banker notified me that I was prequalified for the CSP and Freedom Unlimited, but I hesitated in applying due to a few baddies on my credit report. I decided to bite the bullet and head to my local branch on Wilshire today. Applied for both and received a 7-10 day message. My CPC banker had a direct line to a credit analyst - spent thirty minutes verifying financial info, explaining the CO's, etc. Finally got approved with a SL of 18k on the CSP and 11k on the Freedom Unlimited!!! I swore it was going to be an instant denial given my college student status and credit history, but my CPC banker really came through for me. 

 

Up until this point, I was only an authorized user on my parents' Amex Centurion and Platinum card, along with a secured Bank of America card. I think my relationship w/ Chase and the amount of $$$ I have invested with them helped a lot. 

18 REPLIES 18
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Epic Contributor

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

Congratulations on your approval! ...

Message 2 of 19
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Super Contributor

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

Congratulations on your approvals!

Message 3 of 19
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Established Contributor

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

@brgrantjr Super Congrats on your CSP and Freedom Unlimited approvals!!! Smiley Very Happy

 

If the Chase trifecta is your ultimate goal, then you're 2/3 of the way there

assuming that you want the Chase Freedom as well. Your story proves that

relationships have their benefits. I"m thrilled that things worked out for you.

 

Congrats again on your appovals. Thanks for sharing! Smiley Very Happy

Message 4 of 19
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Valued Contributor

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!


@brgrantjr wrote:

Hey everyone! 

 

A few days ago my private client banker notified me that I was prequalified for the CSP and Freedom Unlimited, but I hesitated in applying due to a few baddies on my credit report. I decided to bite the bullet and head to my local branch on Wilshire today. Applied for both and received a 7-10 day message. My CPC banker had a direct line to a credit analyst - spent thirty minutes verifying financial info, explaining the CO's, etc. Finally got approved with a SL of 18k on the CSP and 11k on the Freedom Unlimited!!! I swore it was going to be an instant denial given my college student status and credit history, but my CPC banker really came through for me. 

 

Up until this point, I was only an authorized user on my parents' Amex Centurion and Platinum card, along with a secured Bank of America card. I think my relationship w/ Chase and the amount of $$$ I have invested with them helped a lot. 


Double congrats! Solid start 🤑👍👍

What did they give you for APR?







           
Message 5 of 19
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Member

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!


@CYBERSAM wrote:

@brgrantjr wrote:

Hey everyone! 

 

A few days ago my private client banker notified me that I was prequalified for the CSP and Freedom Unlimited, but I hesitated in applying due to a few baddies on my credit report. I decided to bite the bullet and head to my local branch on Wilshire today. Applied for both and received a 7-10 day message. My CPC banker had a direct line to a credit analyst - spent thirty minutes verifying financial info, explaining the CO's, etc. Finally got approved with a SL of 18k on the CSP and 11k on the Freedom Unlimited!!! I swore it was going to be an instant denial given my college student status and credit history, but my CPC banker really came through for me. 

 

Up until this point, I was only an authorized user on my parents' Amex Centurion and Platinum card, along with a secured Bank of America card. I think my relationship w/ Chase and the amount of $$$ I have invested with them helped a lot. 


Double congrats! Solid start 🤑👍👍

What did they give you for APR?


Thanks! For the CSP they gave me an APR of 17.49% and the Freedom Unlimited at 17.24%. Both relatively high APR's, but I don't plan on carrying a balance on either cards. 

Message 6 of 19
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Super Contributor

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

Congrats


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
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Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 7 of 19
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Valued Contributor

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

Congratulations!!





Message 8 of 19
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Valued Contributor

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

Congratulations on both of your approvals!! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 9 of 19
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Moderator

Re: Chase Sapphire Preferred + Chase Freedom Unlimited Approval!

Well done, grats on the double header and welcome to the board Smiley Happy

Message 10 of 19
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