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Chase Sapphire Preferred LITERAL MONSTER Approval

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iheartwings
Valued Contributor

Re: Chase Sapphire Preferred LITERAL MONSTER Approval


@jl4 wrote:

 

 

 

EDIT after the fact: Question: Would this make it a Visa Infinite? Does Chase do those?


Congrats on the approval.

To answer your question, CSP is a Visa Signature. CSR is Visa Infinite. 

Message 11 of 28
SwarthyOgre
Regular Contributor

Re: Chase Sapphire Preferred LITERAL MONSTER Approval

Big congrats! Do you have any data points to share?



Starting scores: 5/15 - EQ: 546 | TU: 580 | EX: 554
Current scores: 4/23 - EQ: 750 | TU: 750 | EX: 750
Message 12 of 28
K-in-Boston
Credit Mentor

Re: Chase Sapphire Preferred LITERAL MONSTER Approval

Congrats!  Can't wait to hear about how you put the 50k URs to use!

Message 13 of 28
jl4
Established Contributor

Re: Chase Sapphire Preferred LITERAL MONSTER Approval


@SwarthyOgre wrote:
Big congrats! Do you have any data points to share?

Sure! The scores in my original post are accurate. My utilization across the board was about 18%. My Chase Freedom Unlimited was at about 31% and I've only had it a few months, but was at 50% not too long ago. (Taking advantage of 0% interest and splitting up a large purchase into a few payments). Definitely over 5/24. I had been denied for this same card with the same offer almost a month prior when the APR was a range instead of a single number. 

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 14 of 28
jl4
Established Contributor

Re: Chase Sapphire Preferred LITERAL MONSTER Approval


@K-in-Boston wrote:

Congrats!  Can't wait to hear about how you put the 50k URs to use!


No idea how I plan on using them but I have at least 3 months to figure it out. Smiley Happy All of my travel for the year is more or less locked up at this point so if anything, I'll use it next year?

 

This card will likely come with me when I travel to the UK in a few weeks and become my main spender for stuff my Costco Visa doesn't cover (restaurants, gas) during the SUB period. It won't be hard to meet the minimum, I think.

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 15 of 28
peghede
Valued Contributor

Re: Chase Sapphire Preferred LITERAL MONSTER Approval

once you're in uk you can buy lots of fish & chips m8

Message 16 of 28
Anonymous
Not applicable

Re: Chase Sapphire Preferred LITERAL MONSTER Approval

Did someone say “Biscuits”? 😀 congrats 🎊🍾🎈🎉 

Message 17 of 28
Anonymous
Not applicable

Re: Chase Sapphire Preferred LITERAL MONSTER Approval

Congrats!  Amazing only a month after a denial! wow!

 

yes, mmmm biscuits...dat funny my friend!

 

Super MEGA SL

Message 18 of 28
sghosh5
Valued Contributor

Re: Chase Sapphire Preferred LITERAL MONSTER Approval


@jl4 wrote:

Thanks everyone! I'm still very excited. Smiley Happy


Thats an exciting approval. Congrats. Do you mind sharing how many inquiries you have in past 6 months? CHASE keeps denying me CLI on my CSP due to inquiries. 




Shell FCU : 5K
Message 19 of 28
jl4
Established Contributor

Re: Chase Sapphire Preferred LITERAL MONSTER Approval

I had 6 over 2 years on TransUnion with 4 in the last year. Experian is something like 8 over 2 with 6 in the last year.
EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 20 of 28
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