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@Anonymous wrote:
Good Lord and I'm doing the happy dance to be approved at $8,000!
OP Congrats! That's an awesome SL!
@Anonymous,
you do the happy dance for an $8K SL, i do the happy dance when 3 of my cards' combined limits hit $8K Hahaaa, i guess we all want to do better, which i see no problem with
@driftless wrote:
Wow, what a SL for CSP. FLA-MOUSE, if you don't mind sharing, what are your FICO scores and what other cards and limits do you have?
EQ:818 / TU:822 / EX:812 Other than the new CSP, I have an Amex Blue (Opened 2001-CL $21k), Citizens MC (Opened 1995 - CL $15k), CU Visa (Opened 2014 - CL $10K); AAoA=9.2 yrs; Oldest=20.9 yrs. I have no derogatory info and many closed auto, revolving and student loans in good standing.
It's my understanding that your initial SL is based largely on your reported income. CSP auto-approved @ 15K for me, and 13K For Chase Freedom. This was with an income of ~85k.
Curious what those with higher limits are reporting as income when applying.
Income is >$130k. As a side note, I don't have the card yet, but logged in a just noticed a Blueprint portal. I didn't see it before, and it looks like you get lots of options on how to pay balances and/or categories. I don't recall seeing this in any advertising features, but maybe I missed it? Does anyone have any experience with using this feature? Is it worth it for large purchases?
@Anonymous wrote:No, it isn't average. It's huge. Yes, it's a canned statement.
IMO, The OP's starting line is average (maybe upper average). I think this site is just flooded with so many low SLs from mid 600 scores that something like this seems outrageously high. When in reality, when you app when you're supposed to with the scores and file that calls for a prime card, this is what you would start out with. Hell, everyone could start with this if they waited.
Side tracking I know, but I needed to get this out.