I have a question for users with experience applying for this card. I took advantage of the 50k miles and was approved instantly for a $25.9k SL. I noticed on the approval screen it said "If you'd like a different credit line, you can discuss your options with a CSR..." I've searched the threads for other's experiences with SL, but don't see a definitive answer. Is this considered an average SL for new applicants, and is that a canned statement about the SL? I am also curious as to what their upper range is? Thanks for any information you can offer!
No, it isn't average. It's huge. Yes, it's a canned statement.
@Anonymous wrote:No, it isn't average. It's huge. Yes, it's a canned statement.
Thank you. My only other cards are an AMEX from 15 years ago and a local CU from 2 years ago, so I have limited context for SL on cards.
By different limit, they probably mean if you want it lower than what they offered
That's an incredible starting limit.
Thank you both for the feedback and information. Much appreciated.
My experience with the CSP is keep the limit you started on. They bumped mine up quite a bit 9 months after using the card without a request. I was initially approved for $33.3k and they upped it to $40.1k. Just FYI.
@Anonymous wrote:My experience with the CSP is keep the limit you started on. They bumped mine up quite a bit 9 months after using the card without a request. I was initially approved for $33.3k and they upped it to $40.1k. Just FYI.
What was your monthly spend on that card, if I may ask...