Total CL is now $130,450 spread across 19 accounts, several of which are old and offer no rewards of any kind, and are thus SD until they die from lack of use. 16 of those are primary, one held jointly with my wife, and 2 AUs.
Sounds like it's time to play the combine and trim game.
19K w/ Chase means you're well beyond starting and rebuilding. You've accomplished nearly a 20K Initial CL with CHASE of all banks!
SUB's are great when you have big expenses like TAXES that you have to pay anyway. Take 2-3 or more CC's on a spin through the IRS payment website for a quick payback. Even property taxes make this easy if you opt out of your escrow on your mortgage. Got an insurance bill coming up for car/home that's usually an easy $100 you can get back on a new CC. It all adds up until you start having to look into the abyss to find lenders that don't have a waiting period between SUB's to keep collecting on.
"I finally went ahead with the app last night and was approved with my largest SL by far - $19,400."