Let me start that I really wanted this card because with my job, I rent a car every week so I was looking for a card that can be my primary insurance when I rent a car. But after reading on this forum about how Chase are notorious about their 5/24 rule, I was beginning to wonder how will I be able to get this card because I have been approved for 1 Capital one Quicksilver in March ( SL was 2k, now it's 10k). In May I was approved for Discover it secured ( 2.5k SL), Chase Freedom (2.5K SL), American Express Platinum, PRG, BCP ( 2k SL) and ED( 2k SL). So that's more than 5 cards. So after my last American Express card, I was planning on gardening for at least 2 years, but since I really wanted that card, I tried calling Chase to ask them about a product change from the Freedome to CSP, but they said I can't cause my Freedom is only 2.5k limit. So since my American Express cards haven't showed up on my credit report yet ( Capital one QS, Chase Freedom and Discover already been there) I said what the heck, let me try to apply for it since I won't be able to fo 2 years anyways after the American Express cards post on my credit report, so I took the chance and I applied on my iPhone and I was instantly approved for $5K! I was so happy because my gamble worked and now finally I have all the cards that I need in my wallet. What's better now is that I already finished all the spending needed to get all the bonuses on my other cards including the 100k offer on the platinum so now I have 3 months to get the 50k points on the CSP and additional 5k points if I add an additional user. Thanks again for everyone on this forum for their great advice. My Fico Experian as of today was 649.
