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Chase Sapphire Reserve Approval

tag
Anonymous
Not applicable

Re: Chase Sapphire Reserve Approval

Contrasts on the approval and killer SL!!
Message 11 of 19
Anonymous
Not applicable

Re: Chase Sapphire Reserve Approval

Congrats on Monster approval !!!!

 

 

Message 12 of 19
CreditInspired
Community Leader
Super Contributor

Re: Chase Sapphire Reserve Approval

27 yo!

Wow, kudos to you on your entire credit profile.

Congratulations on the awesome approval and SL.

You are absolutely on the right track and it's so wonderful to see.


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 13 of 19
Anonymous
Not applicable

Re: Chase Sapphire Reserve Approval

Great!

Message 14 of 19
Anonymous
Not applicable

Re: Chase Sapphire Reserve Approval

Congrats on your CSR approval! Great SL too Smiley Happy

Message 15 of 19
Aim_High
Super Contributor

Re: Chase Sapphire Reserve Approval

     A W E S O M E !!!

 

   waytogo.jpg

 

It's a great card!  Congratulations!

Welcome to the Reserve family and thanks for the data points!

 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$900K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0 - SYCH - 65.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 16 of 19
kudosalert
Frequent Contributor

Re: Chase Sapphire Reserve Approval

hmmm...the OP mentioned that the Ink Business card doesnt count for 5/24 but I remember reading somewhere that recently Chase changed it to be included in the 5/25 tally. Could anyone clarify this? Would like to get at least 1 business card to well...separate my business expenses but I'm at 3/24 right now. Do not want to use one of my slots the Ink when it could be another Chase card that I want like the Hyatt or CSP.



In my wallet:


In my desk:
Message 17 of 19
Aim_High
Super Contributor

Re: Chase Sapphire Reserve Approval


@kudosalert wrote:

hmmm...the OP mentioned that the Ink Business card doesnt count for 5/24 but I remember reading somewhere that recently Chase changed it to be included in the 5/25 tally. Could anyone clarify this? Would like to get at least 1 business card to well...separate my business expenses but I'm at 3/24 right now. Do not want to use one of my slots the Ink when it could be another Chase card that I want like the Hyatt or CSP.


Business cards have two situations under 5/24, so they are sometimes misunderstood:

 

     - When APPLYING for a business card, you still must not exceed 5/24 for approval.

     - Once you HOLD a business card, it does NOT count against your 5/24.

 

So if you were applying at 3/24 for the INK as your next card, you should get it barring other underwriting reasons.  Then, you could still get approved for up to two more Chase cards as long as you didn't apply anywhere else first.

 

Yes, Chase has changed 5/24 a few times from what I've read about it and made it much more strict than it once was.  I think when they first started it, you could be over 5/24 and still get approved for a new business card, but that is no longer the case. 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$900K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0 - SYCH - 65.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 18 of 19
AverageJoesCredit
Legendary Contributor

Re: Chase Sapphire Reserve Approval

NiceSmiley Happy
Message 19 of 19
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