Congrats!
@Anonymous wrote:Hello,
Just wanted to share some DP on a CSR approval I received yesterday.
Last Checked FICO Scores:
TU-740
EX-751
EQ-747
Current Utilization - 8%
Combined Credit Limit: 40k
Chase Freedom - 2k (2 yrs 8 months)
Chase FU - 2.8k (2 yrs 10 months)
Discover IT - 5k (4 yrs 2 months)
Amazon Rewards Card 2.3k (2 yrs 4 months)
Best Buy Rewards 4.2k (2 years 9 months)
28k as an AU on sister's Chase card
1 Inquiry
0 Late Payments
0 Deragatory Marks
2 years 8 months AAoA
Income 65k
Applied yesterday when I found out my latest payment got reported. Instant approved for 13.5k SL.
I think the biggest factor for sure was the 2 Chase cards I have had with them for over 2 years along with opening a Chase checkings account when I started high school 8 years ago and than a savings when I started college.
Congrats !! i think the biggest reason of approval is not having Chase cards, but low inquiries & no new accounts in last 24 months. Apparently if you are in those two categories, you are already a frontliner for Chase. I hope i will be in your shoes some day. Hard to stop the urge of applying for cards lol
Shell FCU : 5K
