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Chase Sapphire Reserve (CSR) Approved !!! $30K SL

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Chase Sapphire Reserve (CSR) Approved !!! $30K SL

I have been in garden for little over 2 years, perfecting my score. I've been planning to apply for CSR for last 3 months and aiming to get my equifax high. I've never seen any Pre-Qualify or Pre-Approval anywhere for this card. I saw it for CSP many times. And yesterday was finally the day to go all in for it. 

My score was at all time high:

 

Applied online at 2AM on 12/18. Message showed up with 30 days notice. Then I called right away to check the status and it was just playing 30 days notice message. I had no patients. I called couple of time but it was 2 am, nobody is working on my application stupid. 

Right away they pulled Equifax, and in the morning they pulled Experian.

 

In the morning and rep told me, your app is in fraud detection dept. Then they told me, they are gonna send out a form for me to fill up with verifying my social and all. But that would take 10 days in total. I wasn't gonna wait that long. I went to the Bank location and he helped me fill up the form and fax it to them. After couple hours I called again, The 7-10 business days message was playing. I called few times more the same day, but same response. 

 

Next day 12/19, I called the fraud detection team and they asked to verify my info and during the call and Voila... 30K starting limit

I am very thrilled. 

 

Data points (At the time of app):

FICO 8 ---> TU = 720, EQ = 719, EX = 719

VantageScore 3.0 ---> TU = 739, EQ = 767

No of inquiry : TU = 1, EQ = 1, EX = 4

Collection Account : 1 (Paid, 2 years 3 months old) 

Credit Util = 13%

AAoA - 3 years 5 months

Oldest Card - 5 years 4 months.

Total Accounts (Open+Closed) = 13

Highest Limit = $6,000 ($10,000 as authorized user)

Total Limit = $35,000

15 REPLIES 15
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Super Contributor

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Congratulations on your approval!
Message 2 of 16
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Valued Contributor

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Fantastic approval - congrats!!
Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 03/2020: EX 780 ✦ EQ 758 ✦ TU 781
Current FICO 9s | 03/2020: EX 793 ✦ EQ 780 ✦ TU 778
Highest FICO-8 Ever | 10/2018: 780 [on dirty report]

2020 Goal Score | 790s


My AAoA: 3.0 years not incl. AU / 3.3 years incl. AU
My AoOA: 7.1 years not incl. AU / 9.1 years incl. AU
Inquiries: EX 0/6 | 3/12 ✦ EQ 0/6 | 3/12 ✦ TU 1/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 16
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Moderator

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Excellent approval considering CO account although paid and other CL not being very high.  Congrats on a nice approval

Message 4 of 16
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Super Contributor

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Another victory  I see.

Congrats again



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>01/2020 CCT EX 832 TU 848 EQ 842

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 5 of 16
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Valued Contributor

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Holy sh*t that’s awesome!
March 2020
Experian Fico 8. 686
Transunion Fico 8. 697
Equifax Fico 8. 714

Capital one QS. $600
Credit one. $300. (Soon to close )
Capital one QS1. $2250
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $12,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

All cards opened between Oct 2018. - March 2020

Message 6 of 16
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Valued Contributor

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL


@Maulik wrote:

I've been planning to apply for CSR

Voila... 30K starting limit

Welcome to My Fico Forums and congratulations on an awesome approval!

$30K is a great SL with CSR, especially considering

your other limits and scores not being 740+!

You didn't mention income so I'm curious but guessing

you must have nice six-figure salary to get that SL?

Just curious about that data point. 

The Sapphire Reserve is a great card, Enjoy! Smiley Very Happy

 

waytogo.jpg

 




Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 26+ years;
AAoA = 9+ years; AoYA = less than 1 year (Nov 2019)
Total Open Credit Lines Over $446K. Utilization Less Than 1%. Inquiries until May 2020 (TU:2 -- EQ:2 -- EX:6)
*Hover cursor over each card to see name, CL
Message 7 of 16
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Valued Contributor

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Congratulations on an incredible SL ...! Awesome 👍
Message 8 of 16
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Moderator

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Great approval, congrats! 

Got some pruning to do... No more new cards!
Message 9 of 16
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Senior Contributor

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Congrats on your CSR approval and monster SL! Smiley Very Happy





Message 10 of 16
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