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Chase Sapphire Reserve - In-branch Approval

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rsa85
Established Member

Chase Sapphire Reserve - In-branch Approval

I was approved with a credit limit of $21.7...much to my surprise!

 

I went into the branch because my credit has a fraud alert from late last year and knew they would want verification. Also, they offered an in-branch SUB of 90,000 (60,000 online). I'm in Florida, only seen an inquiry on EX so far.

 

Posted a few days ago as I was trying to decide between UR or MR points strategy. After receiving some useful insight, I decided to dig a bit deeper and research some more. I decided to move forward with Chase. I already have a relationship with them, their rewards categories fit better with current spend/lifestyle, and I don’t want to end up on the wrong side of 5/24 by starting with Amex first.

 

I have had a business and personal checking with chase since 2018, and also an Ink Business Cash card ($15,900 cl). I have accumulated rewards on that card, but wanted a CSR to be able to transfer and redeem at a higher rate and I need to book travel for Apr (x2), Jul, Oct, Dec…so far.  It will be great to travel with CSR perks. My offers on Chase only show me business pre-approvals.

 

My Current Stats:

Fico 8: EX  789 (today), EQ 719 (03/14), TR 752 (03/14)

Utilization: 6%

Hard Inquiries: EX 3, EQ 6, TU 6

AAoA: 5 yrs 9 mos

 

Cards:

Cap1 QS, $5k, 9 yrs

NFCU Cash Rewards, $22k, 7y3m

NFCU Go Rewards, $22k, 7y2m

Home Depot, $10k, 6y11m

Amazon Sync, $10k, 5y6m

BB Visa, $8k, 5y6m

USAA Rate Advantage, $5k, 3y9m

City Furniture Sync, $5.5k, 8m

 

Chase Ink Business Cash, $15.9k, 5y

 

Other:

NFCU CLOC, $15k, 7y2m

Mortgage 10m

Auto 4m

        
12 REPLIES 12
CreditMagic7
Mega Contributor

Re: Chase Sapphire Reserve - In-branch Approval

Congratulations! Smiley Happy

Message 2 of 13
CYBERSAM
Senior Contributor

Re: Chase Sapphire Reserve - In-branch Approval

Congrats on your Chase Sapphire Reserve. Very nice SUB 🤑👍👍







                
Message 3 of 13
JoeRockhead
Senior Contributor

Re: Chase Sapphire Reserve - In-branch Approval

Outstanding SL, congratulations on your approval! 

Message 4 of 13
nytokyobred79
Valued Contributor

Re: Chase Sapphire Reserve - In-branch Approval

Congrats on your approval and great sl ‼️

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 5 of 13
EAT_SLEEP_JEEP
Valued Contributor

Re: Chase Sapphire Reserve - In-branch Approval

congrats on the approval

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $38,000 CL/ NFCU MORE REWARDS $33,000 /

SOCKDRAWERED FNBO JEEP CARD $7700/ FNBO FORDPASS REWARDS $1000/ WELLS FARGO ACTIVE CASH $8200/ CAPITAL ONE QUICKSILVER $3000 SL/ APPLE CARD $6500/ / PAYPAL CREDIT LINE $1700
Message 6 of 13
Priory_Man
Valued Contributor

Re: Chase Sapphire Reserve - In-branch Approval

Congratulations on landing a very nice card with a great SL.






"Total revolving credit $286,000 Current UTIL >1%"
Message 7 of 13
M_Smart007
Legendary Contributor

Re: Chase Sapphire Reserve - In-branch Approval

Congrats on your CSR Approval! 🎉

Message 8 of 13
Traveler101
Established Contributor

Re: Chase Sapphire Reserve - In-branch Approval

Congratulations on your in house approval. Enjoy it

Message 9 of 13
jibc1978
Frequent Contributor

Re: Chase Sapphire Reserve - In-branch Approval

Congrats on the approval! 

 

Personal Cards:

Business Cards:

Store Cards:


Credit Health:



Message 10 of 13
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