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Mom decided to pull the trigger on this for the $200 statement credit as we are going to FL for a week and was well worth the sign up bonus. Not instant approval. Mom was kind of ticked lol. Call Backdoor went through verfication as she just brought new home two months ago. Approved for 26.8K. Biggest SL. She said she will probably close it once we come back from vacation.
Congrats on approval , thats a monster SL !!!!!!
Congrats on the approval!
@xaximus wrote:
Congrats on the monster SL. As far as the closing - I would highly suggest not to do that. That's gonna be a negative and does not look good. I would keep it and put small charges on it (Netflix, hulu, etc.) Opening a card just to get a bonus and then closing it does not look good (possible churning).
Hmmm. we might take a look at keeping to it cannot be PC'd which is the problem we really don't fly like that. So closing it is probably the best option plus it carrys and annual fee and to transfer the credit we would have to reapply for another Chase product type.
@AverageJoesCredit wrote:
I dont care how good a person's credit is, why would anyone open a card for a $200 credit statement , get a 26k sl and then immediately close it. Chase wont look kindly on that. I hope she reconsiders. I would rather just take an extra $200 out of my own pocket and take it on vacation with me. Bonus complete.
We are going to keep it until the vacation is over. I was thinking we keep it for a year and then request an increase at BB&T. to see if they will match the limit then close it down.