Congratulations on the approval! I took your advice (after receiving the 30 day notice), called their verification line and spoke with a lending officer. She said at this time they wouldn't be able to approve me for this product because of an old collection account from 5 years ago for $700 (for an apartment complex might I add...) I found it hilarious and thanked her for her time.
Current Score (01/13/2020): EXP: 680; TU: 684; EQ: 665 Gardening as of 01/13/2020
Community America CU Cash Rewards - $10000 | Discover It Cash Back - $4000 Nordstrom Credit Card - $4000 | BMO Harris Cash Back MasterCard - $4000 Discover It Cash Back - $2000 | US Bank Cash+ Visa Signature - $2000 Target Red - $1100 | Chase Starbucks Visa - $1000 Capital One Quicksilver - $700