During the first half of August I app ritz which resulted in Discover IT, Cap 1 QS1, and Cap 1 Platinum PC to QS. I was reading in the credit cards forum about Chase cards which didn't fit the 5/24 rule. I googled the data points for the Disney card and wondered what if for the Chase SW card. I did a little more research and decided to take the risk. Nothing on Chase's prequel. Went to my email and pulled a Rapid Rewards update email (I just got back from a trip last week), and cold app. Approved SL $3,000 (my highest to date. Chase pulled Experian as far as I know. My Fico 8 score is 670 showing 15% utilization. Statements will be hitting my reports next week and the utilization will go up. I'm not planning on using it unless I'm traveling, but **bleep** that feels good. 😊
@Anonymous wrote:
@SomewhereIn505 wrote:
During the first half of August I app ritz which resulted in Discover IT, Cap 1 QS1, and Cap 1 Platinum PC to QS. I was reading in the credit cards forum about Chase cards which didn't fit the 5/24 rule. I googled the data points for the Disney card and wondered what if for the Chase SW card. I did a little more research and decided to take the risk. Nothing on Chase's prequel. Went to my email and pulled a Rapid Rewards update email (I just got back from a trip last week), and cold app. Approved SL $3,000 (my highest to date. Chase pulled Experian as far as I know. My Fico 8 score is 670 showing 15% utilization. Statements will be hitting my reports next week and the utilization will go up. I'm not planning on using it unless I'm traveling, but **bleep** that feels good. 😊Are you saying you were over 5/24 and approved for Southwest Plus Chase card?
I looked at my experian report - it was my 5th pull. Just made it!
This is my 4th approval. I was not expecting this approval so I'm a bit surprised. Figured I would share the data points.
@Anonymous wrote:
@SomewhereIn505 wrote:
During the first half of August I app ritz which resulted in Discover IT, Cap 1 QS1, and Cap 1 Platinum PC to QS. I was reading in the credit cards forum about Chase cards which didn't fit the 5/24 rule. I googled the data points for the Disney card and wondered what if for the Chase SW card. I did a little more research and decided to take the risk. Nothing on Chase's prequel. Went to my email and pulled a Rapid Rewards update email (I just got back from a trip last week), and cold app. Approved SL $3,000 (my highest to date. Chase pulled Experian as far as I know. My Fico 8 score is 670 showing 15% utilization. Statements will be hitting my reports next week and the utilization will go up. I'm not planning on using it unless I'm traveling, but **bleep** that feels good. 😊How many cards have you opened in last 24 months?
Correct! Citi has no love for me for me right now. Perhaps that will change in the future.
@bldmt wrote:So, 5 inquiries in the time period and 4 approvals?
**bleepin** awesome
