cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Success!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Frequent Contributor

Chase Success!

Its been a while since I applied for a new card only a few inquiries for each bureau with a couple unpaid collections a year to a year and a half old. My scores are in the 650 range with 5% utilization. I got a preapproval for a Chase Freedom Unlimited, I had the amazon and freedom card since 2011 with perfect history. Got instant approval for the freedom unlimited for $4500 and right after pulled the trigger on a chase sapphire preferred with an instant approval for $8000. If anyone is looking for a new card with generous limits it seems that Chase is being pretty lenient right now. The chase sapphire is my highest limit yet. My highest before this was my Paypal extras MC which was $5750. I also had my BOA Travel Rewards closed recently due to inactivity for 9 months which was a $5000 limit and was open for 5 years.

amazon
Message 1 of 6
5 REPLIES 5
Highlighted
Valued Contributor

Re: Chase Success!


@tsquad131 wrote:

Its been a while since I applied for a new card only a few inquiries for each bureau with a couple unpaid collections a year to a year and a half old. My scores are in the 650 range with 5% utilization. I got a preapproval for a Chase Freedom Unlimited, I had the amazon and freedom card since 2011 with perfect history. Got instant approval for the freedom unlimited for $4500 and right after pulled the trigger on a chase sapphire preferred with an instant approval for $8000. If anyone is looking for a new card with generous limits it seems that Chase is being pretty lenient right now. The chase sapphire is my highest limit yet. My highest before this was my Paypal extras MC which was $5750. I also had my BOA Travel Rewards closed recently due to inactivity for 9 months which was a $5000 limit and was open for 5 years.


congrats.  lenient?  if you pif/pfd your obligations you could have prob gotten 2-3x what you did once you scores sailed upward.  fico has no memory with collections, I never understand appiing before doing what one can to a profile but that is just me.  its like magic paying collections off.  again its all what one is willing to settle for in life. 

Message 2 of 6
Highlighted
Regular Contributor

Re: Chase Success!

Congrats OP! Those sound like pretty good numbers to me considering Chase can be pretty stingy with credit, especially lately!
Message 3 of 6
Highlighted
Senior Contributor

Re: Chase Success!

That's aweSome 👏 congrats , I don't think Chase has ever been known to be lenient lol but looks like they like your profile
Message 4 of 6
Highlighted
Valued Contributor

Re: Chase Success!

Way to go!! Congrats on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 5 of 6
Highlighted
Established Contributor

Re: Chase Success!

CSP is on my list but no go for now 5/24.

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.