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Chase TRIFECTA Achieved in 4 Months

hAr1x
Established Member

Chase TRIFECTA Achieved in 4 Months

I have decided that 2021 was a good time to get my very own Chase Trifecta. Chase double pull in my state. They pull TU for credit decision though.

 

First apped for Freedom Flex in January, just before the 5% grocery offer ended. Had to fax my SSN and DL for verification. $6.9k limit APPROVED the next morning.

 

After only 28 days, I apped for Freedom Unlimited. Came back DENIED: "Age of credit history is too new; Too many hard pulls." I immediately recon'ed. They asked for my current liquid asset. I had to send in SSN and DL again. A few days later, the CFU showed up on my account, with a whopping $500 limit. Thinking back, I really shouldn't have done 2 Chase apps within 30 days. I'm now on their radar. I moved $3.5k from my CFF for the CFU to be at least *usable*.

 

Now, CSP's 80k SUB is expiring in ten days. Today is also exactly 91 days after my CFU approval. Though I feared that I could be on Chase's "naughty list," I still apped for the Sapphire Preferred. I apped and Chase pulled TU. I called into recon line and was transferred to verifications. After a few minutes listening to on-hold music, the rep told me I was APPROVED for $18.4k. WOW!

 

So at the end, 20k+20k+80k = 120k SUB + proud owner of the coveted trifecta. I'm now 5/24 and out of Chase jail (if I garden) in Aug 2022.

 








11 REPLIES 11
M_Smart007
Epic Contributor

Re: Chase TRIFECTA Achieved in 4 Months (while minimizing HPs)

Congratulations on your approvals!

 

Just hope and pray, that the big bad bear Chase, does not shut your cards down.

Message 2 of 12
hAr1x
Established Member

Re: Chase TRIFECTA Achieved in 4 Months (while minimizing HPs)

I don't think my apps are grounds for shut down per se (no rule breaking, still regular spend after getting SUB), but I'm gonna be a good lad now HAHA








Message 3 of 12
CreditAggie
Senior Contributor

Re: Chase TRIFECTA Achieved in 4 Months

Congratulations on achieving a Chase trifecta!

 

Now is an excellent time to garden as Chase is known for shutting cards down when included in a spree that brings you over 5/24. They will be watching your reports like a hawk for the next few months and can be easily spooked. 

Enjoy your SUBs!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 12
coreyb80
Valued Contributor

Re: Chase TRIFECTA Achieved in 4 Months

Congrats on the nice approvals!

Message 5 of 12
AllZero
Super Contributor

Re: Chase TRIFECTA Achieved in 4 Months

Congratulations on your approvals!
Message 6 of 12
gdale6
Moderator

Re: Chase TRIFECTA Achieved in 4 Months

Excellent CSP approval Smiley Happy

 

Too bad that 80K is going away in 10 days, i still have 3 months to go before I can get a Sapphire SUB again, its 4 years for them now. Turned my CSP into a freedom card.

Message 7 of 12
Saeren
Mega Contributor

Re: Chase TRIFECTA Achieved in 4 Months (while minimizing HPs)

Congrats on your approvals!

 

@hAr1x wrote:

I don't think my apps are grounds for shut down per se (no rule breaking, still regular spend after getting SUB), but I'm gonna be a good lad now HAHA


Actually Chase has definitely been known to shut down all cards for applying for them too quickly. I would definitely lie low for at least six months.





Message 8 of 12
Mr_Mojo_Risin
Valued Contributor

Re: Chase TRIFECTA Achieved in 4 Months

Very nice, hitting em pretty good.

Congrats on your approvals!

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 9 of 12
TIPPY-BOB
Regular Contributor

Re: Chase TRIFECTA Achieved in 4 Months

Congratulations on your approvals! 🎉🎊🥳

Message 10 of 12
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