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Chase: There Can Be Life After Death

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EW800
Valued Contributor

Re: Chase: There Can Be Life After Death

BTW, it will be interesting to see if my 850's take a bit of a hit for few months when the new Chase account hits my reports.  The one inquiry to Experian did not impact my 850's, although my Exp mortgage score got whacked a few points.  My current AAoA is more than 15 years, however I thinking that just having a new account in of itself may give a temporary whack. Thoughts?  

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 21 of 29
M_Smart007
Legendary Contributor

Re: Chase: There Can Be Life After Death

Congratulations!

Message 22 of 29
BrooklynDrip
Contributor

Re: Chase: There Can Be Life After Death

Awesome! I'm inspired by your come back.


1st Garden: Started January 2021
2nd Garden: Sept 2021 I’m returning to the garden - Doing a minimum of a year until 10/22 which will be 12 months post my newest 2 HPs


Scores as of 7.27.21
Experian: 760 Transunion: 732 Equifax: 741
Current Cards:
Macy’s Store:
$15000 - CLI $100>$2K>$4K>$8>$13K w P.C. to Amex >$15k
Care Credit: $1800 (Sock drawer)
Discover It: $4500
Chase Freedom Unlimited: $1000 (sock drawer)
AMEX Cash Magnet: $3000
Chase Freedom Flex: $1000
Amex Blue Business Cash: $2000
FNBO Evergreen Rewards Signature Visa Card: $10,000
Amazon Prime Rewards Visa Signature Card: $9,000

Wishlist Cards:
AMEX Marriott Bonvoy Brilliant || AMEX Platinum || AMEX Blue Cash Preferred || Wells Fargo Propel American Express || U.S.Bank Altitude Go || Chase Sapphire Preferred || Citibank Double Cash

https://m.imgur.com/7eJQLoF?r


https://m.imgur.com/5QX7J6E?r
Message 23 of 29
dudefromtx
Established Contributor

Re: Chase: There Can Be Life After Death

Congrats on your approval!

Message 24 of 29
SweetCreditObsession
Valued Contributor

Re: Chase: There Can Be Life After Death

Wow, congratulations!


(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 25 of 29
Credit4Growth
Senior Contributor

Re: Chase: There Can Be Life After Death

Congratulations on the approval!

Message 26 of 29
Credit4Growth
Senior Contributor

Re: Chase: There Can Be Life After Death

Oooh!.... @AllZero   nice Emerald!

Message 27 of 29
RonM21
Valued Contributor

Re: Chase: There Can Be Life After Death

Congrats on the redemption with Chase and the approval!!!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 28 of 29
AllZero
Mega Contributor

Re: Chase: There Can Be Life After Death


@Credit4Growth wrote:

Oooh!.... @AllZero   nice Emerald!


@Credit4Growth  Thank you kindly. HatTipSmileyAnim.gif

Message 29 of 29
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