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Chase United Infinite Approval After Recon

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AI_JMV
Regular Contributor

Chase United Infinite Approval After Recon

I am 2/24 on paper, but just app spreed recently, so lol at inquiries now, and will be 7/24 after this one and the others hit.  But anyway, here are the deets:

 

  • Initially declined bc of INQs and high usage even though I PIF, I don't always get it before the statement cuts 
  • Experian and Equifax are both also out of date for balances bc Amex's systems were down, so Sept hasn't reported on two big balances 
  • I called the recon line and explained the situation.  She was able to check my deposits and payments through my sapphire checking to see that a) my income was correct (700k+/yr) and that payments were made matching the balances on my reports 
  • Went through verification to ensure it was me, and then was approved
  • 20,000 SL 
  • I am a 1K on United, but I honestly don't think that matters at all
  • 770 on Experian now bc of the balances not reporting and showing 19% util even though that is out of date

 

Sept 2022 EQ-825 TU-840 EX-830
UTIL: 1%
Message 1 of 18
17 REPLIES 17
KingRue8500
Senior Contributor

Re: Chase United Infinite Approval After Recon

Congrats on your Chase United Infinite approval




Message 2 of 18
M_Smart007
Legendary Contributor

Re: Chase United Infinite Approval After Recon

@AI_JMV, Congrats on the Chase reconsideration Approval!

Message 3 of 18
Traveler101
Established Contributor

Re: Chase United Infinite Approval After Recon

Congratulations 🎊 

Message 4 of 18
CreditAggie
Community Leader
Super Contributor

Re: Chase United Infinite Approval After Recon

Congratulations on your Cahse United approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 18
Stealth-1
Established Contributor

Re: Chase United Infinite Approval After Recon

Congrats on the recon approval and nice SL.




"If you don't stand for something, you might fall for anything."
Message 6 of 18
arifjk
Frequent Contributor

Re: Chase United Infinite Approval After Recon

Congrats on the approval. I'm eyeing this myself but it won't be at least another 18 months. 



AVEN Visa $80k; BCU LOC $50k; PSECU LOC: $20K; Langley FCU LOC $10K; CuSoCal LOC $25k; BECU LOC: 15k; Apple FCU LOC $20k

Message 7 of 18
AI_JMV
Regular Contributor

Re: Chase United Infinite Approval After Recon


@arifjk wrote:

Congrats on the approval. I'm eyeing this myself but it won't be at least another 18 months. 


I'm getting ready to purchase 10k worth on United Intl flights and my club membership expired in December, so it was great timing for me. 

Sept 2022 EQ-825 TU-840 EX-830
UTIL: 1%
Message 8 of 18
babygirl1256
Senior Contributor

Re: Chase United Infinite Approval After Recon

Congrats on your Chase United Infinite approval and recon success!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 9 of 18
CYBERSAM
Senior Contributor

Re: Chase United Infinite Approval After Recon

Congrats your Chase United Infinite Approval 🤑👍







                
Message 10 of 18
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