WTG, congrats on your two great cards!
Decided to app for a couple of cards this evening since it had been 13 months since I apped for anything.
Was approved for Slate for............... $500
Approved for Barclay Rewards MC for.........$3,000 with 0% for 12 months and 14.99% after that. I think this is going to be a great rewards card and I needed a MC too since I closed my Cap1 Secured last week.
Anyway, the Slate is kind of a sad story with failed recon and 2 HP's etc. I thought maybe my 13 months of perfect PIF with the Freedom would help me on this one, but evidently my internal score hasn't increased much over the last year.
BTW: My EX score (Slate) is somewhere around 680ish and my TU (Barclay) is approx 700
EX showing 1 medical collection
TU is clean no baddies
AAoA approx 6 years oldest accounts 11 years. Utilization is around 12%
Congrats on your approval's
Congrats on the new approvals!!
Thanks everyone!! I can't wait to see how my new Barclay's card grows over time
What kind of chase internal scores are people getting to start getting minimal approvals from chase? thanks everyone
just so you are aware, barclays card will put a hold on your payment for 7-10 before they make the funds available to you as credit so if you are hoping for a quick turnaround of the creidt to be on your card, dont hold your breath. i made a 700 payment on 6-13. they are telling me those funds wont be available until 6-24. when i called to argue about it, they went off on some lame excuse how with the credit card act that was signed, consumers have 7 days to request the money refunded back to your checking acount. i think its bull because when i make a payment on my us bank card,merrick bank., capitol one cards, etc, the funds are available the next day