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Chase and Citi Limit Increases

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Stralem
Established Contributor

Re: Chase and Citi Limit Increases


@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?

Many people get automatic increases. I am not one of those people.

 

Customer-initiated requests will always be a hard pull.

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 11 of 20
Girlzilla88
Valued Contributor

Re: Chase and Citi Limit Increases

@Lostinthegame I received a SP CLI yes Smiley Very Happy      I was just curious in case I didn't want to wait on my next one Smiley Happy







Message 12 of 20
M_Smart007
Legendary Contributor

Re: Chase and Citi Limit Increases

 

Congrats on the $9K CLISmiley Happy

 

 

Message 13 of 20
M_Smart007
Legendary Contributor

Re: Chase and Citi Limit Increases


@Stralem wrote:

@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?

Many people get automatic increases. I am not one of those people.

 

Customer-initiated requests will always be a hard pull.


Yep, pretty much Guaranteed!

 

Message 14 of 20
Anonymous
Not applicable

Re: Chase and Citi Limit Increases

Congrats on your increases!

Message 15 of 20
Aim_High
Super Contributor

Re: Chase and Citi Limit Increases

Congrats on the nice CLI's!  Smiley Happy


Business Cards


Length of Credit > 40 years; Total Credit Limits >$850K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Aug 2023)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 16 of 20
Aim_High
Super Contributor

Re: Chase and Citi Limit Increases


@Stralem wrote:

@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?

Many people get automatic increases. I am not one of those people.

Customer-initiated requests will always be a hard pull.


Ditto.

I don't remember the last automatic increase I got.

Moreover, I don't think they ever approved a CLI

for me after a HP.

On the other hand, they'll be glad to open new cards

for me and let me combine limits later.

Whatever. Smiley Tongue

Very strange process, but I have used it to grow my

Chase Credit lines to $138,400 in last 18 months.

And I built the Quad-fecta. (CSR,CF,CFU,INK)

Some of that will be combined further later on.


Business Cards


Length of Credit > 40 years; Total Credit Limits >$850K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Aug 2023)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 17 of 20
nuohlac
Valued Contributor

Re: Chase and Citi Limit Increases

Congratulations on your CLI's!!!!




Message 18 of 20
19eighty5
Senior Contributor

Re: Chase and Citi Limit Increases

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 19 of 20
SEAlifer
Established Contributor

Re: Chase and Citi Limit Increases

rhiannacongrats.gif

AU

Message 20 of 20
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