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Chase and Citi Limit Increases

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Established Contributor

Chase and Citi Limit Increases

Guess I’ll throw up a quick Saturday post.

Walked into a Chase branch while out walking the town this morning and asked a banker about a limit increase on my Sapphire Reserve. A quick 5 minute call with HQ, and one TU inquiry later, I got a nice $9k bump from $14.7k to $23.7k. Yay. Smiley Very Happy

Since I had good luck with Chase, I also requested increases from Citi from my mobile app. Both my Double Cash and American AAdvantage each got a $1500 bump to $4000 and $5500 respectively. SP of course.

Not bad for a Saturday morning.
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19 REPLIES 19
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Valued Contributor

Re: Chase and Citi Limit Increases

Congratulations!



Message 2 of 20
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Valued Contributor

Re: Chase and Citi Limit Increases

Very Nice so Chase pulls from TU only?!










Message 3 of 20
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Super Contributor

Re: Chase and Citi Limit Increases

Congratulations on your CLIs!
Message 4 of 20
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Valued Contributor

Re: Chase and Citi Limit Increases


@Girlzilla88 wrote:

Very Nice so Chase pulls from TU only?!


Not always. Hit me for HP EX also every time (3) so far.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 5 of 20
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Established Contributor

Re: Chase and Citi Limit Increases

Who they pull depends on a few factors. They’re hit all three of my reports at various times throughout my history with them. They also like to double-pull for giggles; They hit my TU report, yes, but it looks like they also hit my EQ. I didn’t get the notification for the latter until a few minutes ago. :/

Oh well.
Message 6 of 20
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Valued Contributor

Re: Chase and Citi Limit Increases

Congrats on your increases!!
Message 7 of 20
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Valued Contributor

Re: Chase and Citi Limit Increases

Oh Ok I see it's funny cuz when I opened my Chase card it pulled from EQ and EX no TU that's why I was like Ohhh so I guess when they do HP increases they use that?!    LOL










Message 8 of 20
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Valued Member

Re: Chase and Citi Limit Increases

So Chase does not offer an increase without a request, and a hard pull?





Message 9 of 20
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Frequent Contributor

Re: Chase and Citi Limit Increases

Congrats!!


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