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Chase and Citi Limit Increases

Auto Loans for ANY Credit Situation. Immediate Response.
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Established Contributor

Re: Chase and Citi Limit Increases


@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?

Many people get automatic increases. I am not one of those people.

 

Customer-initiated requests will always be a hard pull.

Living that DINK life, baby.
Message 11 of 20
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Established Contributor

Re: Chase and Citi Limit Increases

@Lostinthegame I received a SP CLI yes Smiley Very Happy      I was just curious in case I didn't want to wait on my next one Smiley Happy
















Message 12 of 20
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Super Contributor

Re: Chase and Citi Limit Increases

 

Congrats on the $9K CLISmiley Happy

 

 

Message 13 of 20
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Super Contributor

Re: Chase and Citi Limit Increases


@Stralem wrote:

@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?

Many people get automatic increases. I am not one of those people.

 

Customer-initiated requests will always be a hard pull.


Yep, pretty much Guaranteed!

 

Message 14 of 20
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Valued Contributor

Re: Chase and Citi Limit Increases

Congrats on your increases!

Currently: Gardening since 12/2019




Message 15 of 20
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Valued Contributor

Re: Chase and Citi Limit Increases

Congrats on the nice CLI's!  Smiley Happy




Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 26+ years;
AAoA = 9+ years; AoYA = less than 1 year (Nov 2019)
Total Open Credit Lines Over $440K. Utilization Less Than 1%. Inquiries until May 2020 (TU:2 -- EQ:2 -- EX:6)
*Hover cursor over each card to see name, CL
Message 16 of 20
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Valued Contributor

Re: Chase and Citi Limit Increases


@Stralem wrote:

@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?

Many people get automatic increases. I am not one of those people.

Customer-initiated requests will always be a hard pull.


Ditto.

I don't remember the last automatic increase I got.

Moreover, I don't think they ever approved a CLI

for me after a HP.

On the other hand, they'll be glad to open new cards

for me and let me combine limits later.

Whatever. Smiley Tongue

Very strange process, but I have used it to grow my

Chase Credit lines to $138,400 in last 18 months.

And I built the Quad-fecta. (CSR,CF,CFU,INK)

Some of that will be combined further later on.




Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 26+ years;
AAoA = 9+ years; AoYA = less than 1 year (Nov 2019)
Total Open Credit Lines Over $440K. Utilization Less Than 1%. Inquiries until May 2020 (TU:2 -- EQ:2 -- EX:6)
*Hover cursor over each card to see name, CL
Message 17 of 20
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Established Contributor

Re: Chase and Citi Limit Increases

Congratulations on your CLI's!!!!



Message 18 of 20
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Senior Contributor

Re: Chase and Citi Limit Increases

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 19 of 20
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Established Contributor

Re: Chase and Citi Limit Increases

rhiannacongrats.gif


AU




Starting Score: 651
Current Score: 683
Goal Score: 751

Take the myFICO Fitness Challenge
Message 20 of 20
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