Congrats to DW! I'm still waiting for my 1st auto increase from Chase. Been a year now and nothing 
@Anonymous wrote:Congrats to DW! I'm still waiting for my 1st auto increase from Chase. Been a year now and nothing
14 months with Freedom and nothing. Got AARP and transfered some limit to Freedom to make it Signature. I will never ask Chase for a CLI.
@newhis wrote:
@Anonymous wrote:Congrats to DW! I'm still waiting for my 1st auto increase from Chase. Been a year now and nothing
14 months with Freedom and nothing. Got AARP and transfered some limit to Freedom to make it Signature. I will never ask Chase for a CLI.
Why not ask them? I called yesterday and requested 10k CLI on Freedom. The CSR said 7-10 days I would be notified of the decision. Hung up called back and asked to speak to LENDING. After a manual review 15 minutes later they gave me 2k. So went from 4k to 6k. Not much, but better than nothing Hung up, then called back and pc'd my Freedom to Freedom Unlimited Signature.
Why not call and ask them? My scores are in my siggy and I have one baddie (Paid Collection).
Only 8% UTI showing on their review.
@Anonymous wrote:
@newhis wrote:
@Anonymous wrote:Congrats to DW! I'm still waiting for my 1st auto increase from Chase. Been a year now and nothing
14 months with Freedom and nothing. Got AARP and transfered some limit to Freedom to make it Signature. I will never ask Chase for a CLI.
Why not ask them? I called yesterday and requested 10k CLI on Freedom. The CSR said 7-10 days I would be notified of the decision. Hung up called back and asked to speak to LENDING. After a manual review 15 minutes later they gave me 2k. So went from 4k to 6k. Hung up, then called back and pc'd my Freedom to Freedom Unlimited Signature.
Why not call and ask them? My scores are in my siggy and I have one baddie (Paid Collection).
Unless Chase has changed something, they HP for a CLI when you ask. Chase isn't known for generous CLI's so in some cases that HP is better spent on a new card with a signup bonus.
@Anonymous wrote:
@Anonymous wrote:
@newhis wrote:
@Anonymous wrote:Congrats to DW! I'm still waiting for my 1st auto increase from Chase. Been a year now and nothing
14 months with Freedom and nothing. Got AARP and transfered some limit to Freedom to make it Signature. I will never ask Chase for a CLI.
Why not ask them? I called yesterday and requested 10k CLI on Freedom. The CSR said 7-10 days I would be notified of the decision. Hung up called back and asked to speak to LENDING. After a manual review 15 minutes later they gave me 2k. So went from 4k to 6k. Hung up, then called back and pc'd my Freedom to Freedom Unlimited Signature.
Why not call and ask them? My scores are in my siggy and I have one baddie (Paid Collection).
Unless Chase has changed something, they HP for a CLI when you ask. Chase isn't known for generous CLI's so in some cases that HP is better spent on a new card with a signup bonus.
You are correct, they Hard Pulled Experian. Each to their own.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@newhis wrote:
@Anonymous wrote:Congrats to DW! I'm still waiting for my 1st auto increase from Chase. Been a year now and nothing
14 months with Freedom and nothing. Got AARP and transfered some limit to Freedom to make it Signature. I will never ask Chase for a CLI.
Why not ask them? I called yesterday and requested 10k CLI on Freedom. The CSR said 7-10 days I would be notified of the decision. Hung up called back and asked to speak to LENDING. After a manual review 15 minutes later they gave me 2k. So went from 4k to 6k. Hung up, then called back and pc'd my Freedom to Freedom Unlimited Signature.
Why not call and ask them? My scores are in my siggy and I have one baddie (Paid Collection).
Unless Chase has changed something, they HP for a CLI when you ask. Chase isn't known for generous CLI's so in some cases that HP is better spent on a new card with a signup bonus.
You are correct, they Hard Pulled Experian. Each to their own.
I don't want to use a HP on CLI. I know I can ask but I don't want to have 3X my income on available credit.
Is just a personal choice.
