Received a $200 CLI on my CO QuickSilver a few days ago, with the card being two years old and a SL of $300) and was a PC at 6 months from a platinum. Up to $2,100 limit now. My score has improved dramatically since approval, but I opened new cards this year. Not sure if the CLI amount is related to the new accounts or it started as a credit steps card. I'm in the garden for a while, so I expect my scores will only continue to increase. I guess I will find out how this card will grow next time it's up for a CLI.
After logging into my account a week or so ago, I noticed Chase gave me an auto-CLI of $2,500. I don't have a clue how that happened, because there really hadn't been any changes to my credit report. I do use it very heavily. Don't know if that has made a differene or what. Now I'm paranoid that it was a mistake, becuase I haven't received a notification or mail saying anything about it.
I was denied the 60-day 3x CLI from AMEX on Delta Gold, based on score, which was 639 at time of CLI request (643 when approved). I was kinda expecting that, but tried anyways. My rationale was I would have to wait 90 days for the next request, when I expect my score to be much higher. I wasn't counting on an EX EE or I would have certainly waited.
Called EX yesterday concerning a charge-off on my account from 2011. They had previously said it would not be removed until September. I also had a collection account related to it, which they had marked for a July delete. I've called every month since January requesting both to be removed, to no avail. Yesterday, they finally took them both off. My AAoA dropped by only two months, thanks to my student loans being opened around the same time as the auto loan. Yesterday, my EX score was 638. Today, it is 676.
