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Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K

Senior Contributor

Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K

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Message 1 of 15
14 REPLIES
Valued Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K

Congrats!! I could do some serious damage with that CL

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 15
Senior Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K

Very nice increase and an auto one at that.

FICO 08 Scores (Jun-18): TU 795, EQ 797, EX 791

Message 3 of 15
Valued Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K

Just wonder how much $$ you are going to put on that card?  Both Chase and Ritz will be happy to see the $000 you put on the card. Smiley Very Happy

 

Enjoy the card and the super CL.....

Image result for bank of america cash rewards
Message 4 of 15
Community Leader
Super Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K

Super sweet SaleenSmiley Happy



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 5 of 15
Super Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K

Sweet increase, way to cross that $50k mark!

 

Can you provide some more information surrounding your increase?  When was your last CLI on the card?  What is your typical monthly spend?   How long have you had the account and how many CLIs (auto, manual) did you get over that time?  How are your credit scores/income?  Thanks for any additional data you can provide!

Message 6 of 15
Senior Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K


BrutalBodyShots wrote:

Sweet increase, way to cross that $50k mark!

 

Can you provide some more information surrounding your increase?  When was your last CLI on the card? Last CLI March What is your typical monthly spend?  Typical monthly spend 6700.00 How long have you had the account and how many CLIs (auto, manual) did you get over that time? Auto.  How are your credit scores/income?  Thanks for any additional data you can provide!


      My accounts with Chase of been open for three years. By the end of October early November I will have platinum status 2018. Last year I Spent $78,254.36 on this card. 

Message 7 of 15
Regular Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K


      My accounts with Chase of been open for three years. By the end of October early November I will have platinum status 2018. Last year I Spent $78,254.36 on this card. 


Smiley Very Happy that will be my 10 year spend over all cards


778 EX (5 INQ) / 763 (FAKO) TU (2 INQ) / 758 (FAKO) EQ (3 INQ) | AAoA: 1 yr, 1 mo (TU), 1 yr (EQ, EX)
Message 8 of 15
Community Leader
Super Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K


Saleen099 wrote:

BrutalBodyShots wrote:

Sweet increase, way to cross that $50k mark!

 

Can you provide some more information surrounding your increase?  When was your last CLI on the card? Last CLI March What is your typical monthly spend?  Typical monthly spend 6700.00 How long have you had the account and how many CLIs (auto, manual) did you get over that time? Auto.  How are your credit scores/income?  Thanks for any additional data you can provide!


      My accounts with Chase of been open for three years. By the end of October early November I will have platinum status 2018. Last year I Spent $78,254.36 on this card. 


Thats all? Smiley Sad  Thats disappointing Saleen. (sighs)...

 

LOL Smiley Wink    Congrats on the CLI....


Scores held down by umpteen INQ & New accounts, and a paid off loan and new loan reporting.
Message 9 of 15
Super Contributor

Re: Chase auto increase on my Ritz-Carlton. 43.5K to 53.5K

Well, seeing you spent over 50% greater than your credit limit on that card over the course of a year it's no mystery why they are willing and able to increase your credit line!

 

For those with total credit limits at around their income level (especially higher) it would be mathematically impossible to spend that much outside of say a card or two.  No doubt creditors can see that when looking at your credit report, so when they feel like you're one of the important few in the wallet it makes sense that they'd want to continue taking care of you.

Message 10 of 15