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Chase baby trifecta completed!

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Valued Member

Chase baby trifecta completed!

Hello all, just wanted to celebrate here that I have finally completed the chase cards. I now have the CSR, Freedom, and Freedom Unlimited. Freedom Unlimited was the newest addition with an automatic approval due to my relationship with chase with an 18,000 limit! All I had to do was "accept" through my chase account as I was "approved" already (Not PRE-approved). My reason for getting the Unlimited also was the unlimited 1.5% vs the 1% always and 5% for categories. To be honest, I always forget which categories we are currently in. I love the ultimate rewards system, so it was natural for me to get these 3 cards.



Starting Score: 711

Last scores: 740s, 1/25/15
Current Score: Equifax = 789; TransUnion = 808; Experian = 781 (9/18/18)
Long term goal Score: 780-800+
22 REPLIES 22
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Valued Contributor

Re: Chase baby trifecta completed!

Congrats.  🎊🎈🎉🍾.  Excellent job on the trifecta. 


(10/05/18)
Message 2 of 23
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Valued Contributor

Re: Chase baby trifecta completed!

Congrats and enjoy the UR's!!


Message 3 of 23
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Valued Contributor

Re: Chase baby trifecta completed!

















Your FICO credit scores are not just numbers, it’s a skill.

Message 4 of 23
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Senior Contributor

Re: Chase baby trifecta completed!

Congratulations on the trifecta!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 5 of 23
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Valued Contributor

Re: Chase baby trifecta completed!

Congrats on your completion of the trifecta!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 6 of 23
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Established Contributor

Re: Chase baby trifecta completed!

Congratulations!

 

I've never heard of a card being "approved" prior to acceptance as opposed to "pre-approved", but sounds great.  Was it still a hard pull?

 

TCL: $4,000. $500 in wallet, remainder locked away to limit spending.

FICO October 2018: EX 792 (10/11), TU 816 (10/19)
FICO November 2018: EX 792 (11/10) 779 (11/22), TU 805 (11/19)
FICO December 2018: EX 795 (12/20), TU 816 (12/19)
Message 7 of 23
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Valued Member

Re: Chase baby trifecta completed!


@LowLimits wrote:

Congratulations!

 

I've never heard of a card being "approved" prior to acceptance as opposed to "pre-approved", but sounds great.  Was it still a hard pull?

 



It was still a hard pull as I had to accept some agreements as they will still check my credit to make sure they're not risking too much. After I clicked "accept", I was instantly approved for 18k. 

 

Edit: No new applications needed to be filled out Smiley Very Happy



Starting Score: 711

Last scores: 740s, 1/25/15
Current Score: Equifax = 789; TransUnion = 808; Experian = 781 (9/18/18)
Long term goal Score: 780-800+
Message 8 of 23
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Regular Contributor

Re: Chase baby trifecta completed!

That is very interesting that you were already approved and still have the HP! I've also never heard of this. Welcome to the Unlimited and congrats on the trifecta!! I too love UR!

Current: Gardening...


FICO 8: EX:TU:EQ:

As of Aug 2020. Total CL: $46,600; Goal: $50,000
Message 9 of 23
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Senior Contributor

Re: Chase baby trifecta completed!


@4zuresky wrote:

@LowLimits wrote:

Congratulations!

 

I've never heard of a card being "approved" prior to acceptance as opposed to "pre-approved", but sounds great.  Was it still a hard pull?

 



It was still a hard pull as I had to accept some agreements as they will still check my credit to make sure they're not risking too much. After I clicked "accept", I was instantly approved for 18k. 

 

Edit: No new applications needed to be filled out Smiley Very Happy


Was it a green checkmark offer or an in branch offer?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Platinum
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (8.12.20) EX: 835 / EQ: 846 / TU: 834
Message 10 of 23
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