Re: Chase baby trifecta completed!

Anonymous · ‎09-23-2018

Hello all, just wanted to celebrate here that I have finally completed the chase cards. I now have the CSR, Freedom, and Freedom Unlimited. Freedom Unlimited was the newest addition with an automatic approval due to my relationship with chase with an 18,000 limit! All I had to do was "accept" through my chase account as I was "approved" already (Not PRE-approved). My reason for getting the Unlimited also was the unlimited 1.5% vs the 1% always and 5% for categories. To be honest, I always forget which categories we are currently in. I love the ultimate rewards system, so it was natural for me to get these 3 cards.

Anonymous · ‎09-23-2018

Congrats. 🎊🎈🎉🍾. Excellent job on the trifecta.

Cred4All · ‎09-23-2018

Congrats and enjoy the UR's!!

Medic981 · ‎09-23-2018

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

19eighty5 · ‎09-23-2018

Congratulations on the trifecta!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

xaximus · ‎09-24-2018

Congrats on your completion of the trifecta!

Scores - All bureaus 770 +
TCL - Est. $410K

Anonymous · ‎09-24-2018

Congratulations!

I've never heard of a card being "approved" prior to acceptance as opposed to "pre-approved", but sounds great. Was it still a hard pull?

Anonymous · ‎09-24-2018

@Anonymous wrote:
Congratulations!

I've never heard of a card being "approved" prior to acceptance as opposed to "pre-approved", but sounds great. Was it still a hard pull?

It was still a hard pull as I had to accept some agreements as they will still check my credit to make sure they're not risking too much. After I clicked "accept", I was instantly approved for 18k.

Edit: No new applications needed to be filled out

MrPSS · ‎09-24-2018

That is very interesting that you were already approved and still have the HP! I've also never heard of this. Welcome to the Unlimited and congrats on the trifecta!! I too love UR!

Current: Gardening...

SD - Credit One Bank Mastercard - $1,050

FICO 8: EX:

TU:

EQ:

As of Aug 2020. Total CL: $46,600; Goal: $50,000

sjt · ‎09-28-2018

@Anonymous wrote:
@Anonymous wrote:
Congratulations!

I've never heard of a card being "approved" prior to acceptance as opposed to "pre-approved", but sounds great. Was it still a hard pull?

It was still a hard pull as I had to accept some agreements as they will still check my credit to make sure they're not risking too much. After I clicked "accept", I was instantly approved for 18k.

Edit: No new applications needed to be filled out

Was it a green checkmark offer or an in branch offer?

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815

Chase baby trifecta completed!

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Chase baby trifecta completed!