As you may have seen some of my recent posts, I'm scared of getting aa'ed based on what I've read here. Of course, I know my situation could be different based on my credit profile, habit of spending, payment, etc.
Well I woke up today to find that my csp has increased 2.5k! I started out at a borderline 5k when I applied 3 months ago with a ding on my credit. I was declined for the cfu when I apped on the same day, hoping to get only one double pull. After unsuccessful recons and the ding fell off my cr, I asked for another recon and was approved 7k with an additional single pull. Two months after that, I went for the CSR and got 18.5, making it my primary spending and also the csp obsolete.
With this increase now, it further strengthens my intent to close the csp after it reaches one year and transfer whatever I can into my CSR or fu.
Data points:
Cli received at third statement cut
Score is 740 across all three bureaus
Payment is 100%
Aaoa is 8 months with all my new accounts
Use on the card has been heavy the first two months to meet the bonus but the third month's spend has been pretty much nonexistent
Chase cli does happen!!!
