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Chase freedom Approval.

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Anonymous
Not applicable

Chase freedom Approval.

Ok I was just blown away by this. Just started rebuilding my credit in Nov of last year after I settled a Midland judgment and it was removed from my CR's. My starting Exp score was 617 in Nov 2015. Currently I am at 722 EXP (was at 741 but dropped some due to recent apps).

 

Currently my CR shows WF rewards CC at $1500, CAP1 QS1 at $2000, Alliant secured loan $80 and AU on BOA card at $19500, all added since november 2015

 

In the last two months I was approved for an AMEX BCE $2000 and PRG but neither are on my CR yet.

 

I have been getting Chase mail offers for the last month for the freedom but was not too crazy about the high APR they were offering (23.24%) so I decided against applying even though I wanted the freedom badly. I was not getting any offers online.

 

 

Well today I was bored and decided to apply for the freedom. I decided not to use the invitation code from the mailers but instead just to cold app.

 

Instant approval for $12500 at 14.24% APR. I was surprised!!!!

 

How in the heck did I get such a high limit and low apr when the mail offers showed a pre approval with such a high APR?????

 

Anywho I am definetly excited and thought I would share. Off to the garden, I am done for a few years, lol Smiley Happy

Message 1 of 16
15 REPLIES 15
Poppa
Established Contributor

Re: Chase freedom Approval.

Holy Moly! 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 2 of 16
CountryLivin
Valued Contributor

Re: Chase freedom Approval.

Congrats!  Smiley Happy

Message 3 of 16
alextercero
Super Contributor

Re: Chase freedom Approval.

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (May 2024)


Credit Age:

Inquiries:

Message 4 of 16
I-think-I-can
Valued Contributor

Re: Chase freedom Approval.

WOW! Congrats!  Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 5 of 16
Anonymous
Not applicable

Re: Chase freedom Approval.

Wow that's awesome! Congrats!
Message 6 of 16
Anonymous
Not applicable

Re: Chase freedom Approval.

Congrats

Message 7 of 16
Anonymous
Not applicable

Re: Chase freedom Approval.

Nice, congrats on the approval !

Message 8 of 16
Anonymous
Not applicable

Re: Chase freedom Approval.

Thanks everyone!

 

I wonder if their mail offers with the higher APR were based on a older SP..........

Message 9 of 16
Anonymous
Not applicable

Re: Chase freedom Approval.

Do you guys know if the card will be a visa signature card since the CL is above $5k?

Message 10 of 16
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