Chasing 2% Citi DC Declined - PayPal Mastercad 2X Approved

[Anonymous]

New Year New Cards.. Means Get out of the Garden and app..

Tried Citi DC and was instantly denied! Reason Letter coming soon.

Then I tried PayPal 2X Mastercard with Synchrony Bank and was instantly approved for 6K.

These are cold app.. No Prequal.. Except PayPal has been annoying me on the PayPal Credit with Commenity.

[Anonymous]

It can be difficult to crack the Citi DC nut.

Congrats on your PayPal 2% approval.

Which bureau did Citi pull? I’m assuming the PayPal 2% card was TU because it’s backed by Synch.

[Anonymous]

Congrats on  your approval.. Citi is really hard to crack. 

[AverageJoesCredit]

Congrats on very nice sl on PP i have same problem, always want me to apply for the 2% card. I would but i hsve enough Sync cards so maybe later. DC will be yours one day. Try hoing 6 months no apps and see if that helps

[Anonymous]

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It can be difficult to crack the Citi DC nut.

Congrats on your PayPal 2% approval.

Which bureau did Citi pull? I’m assuming the PayPal 2% card was TU because it’s back by Synch.

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Citi pulled Experian and Yes, Synchrony pulled TU.

[Anonymous]

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Congrats on very nice sl on PP i have same problem, always want me to apply for the 2% card. I would but i hsve enough Sync cards so maybe later. DC will be yours one day. Try hoing 6 months no apps and see if that helps

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Don't know if I should try again since I accomplished what I wanted (chasing 2%) in the PP approval. If Citi does not want my business that's fine.. I still have my Citi Diamond that graduated from Secured last yr.

[Anonymous]

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Congrats on very nice sl on PP i have same problem, always want me to apply for the 2% card. I would but i hsve enough Sync cards so maybe later. DC will be yours one day. Try hoing 6 months no apps and see if that helps

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Don't know if I should try again since I accomplished what I wanted (chasing 2%) in the PP approval. If Citi does not want my business that's fine.. I still have my Citi Diamond that graduated from Secured last yr.

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Question, would Citi p/c your Citi Diamond to the Citi DC? Way more use and a long term benefit!

[kdm31091]

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Congrats on very nice sl on PP i have same problem, always want me to apply for the 2% card. I would but i hsve enough Sync cards so maybe later. DC will be yours one day. Try hoing 6 months no apps and see if that helps

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Don't know if I should try again since I accomplished what I wanted (chasing 2%) in the PP approval. If Citi does not want my business that's fine.. I still have my Citi Diamond that graduated from Secured last yr.

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Question, would Citi p/c your Citi Diamond to the Citi DC? Way more use and a long term benefit!

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This....I would just call Citi and ask for a PC. Typically the Diamond card is easy to PC to a Double Cash, many success reports.

[Anonymous]

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Congrats on very nice sl on PP i have same problem, always want me to apply for the 2% card. I would but i hsve enough Sync cards so maybe later. DC will be yours one day. Try hoing 6 months no apps and see if that helps

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Don't know if I should try again since I accomplished what I wanted (chasing 2%) in the PP approval. If Citi does not want my business that's fine.. I still have my Citi Diamond that graduated from Secured last yr.

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Question, would Citi p/c your Citi Diamond to the Citi DC? Way more use and a long term benefit!

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This....I would just call Citi and ask for a PC. Typically the Diamond card is easy to PC to a Double Cash, many success reports.

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Interesting.. If I succeed, I am going to get pissed as I wasted an HP for the app.

[Anonymous]

OMG!! I am so pissed right now.. I just called Citi and they are letting me convert my Citi Diamond to the Citi DC!! Arghhh!! What a waste of HP that brought my EX to minus 2 points.

Lesson learned.. Need to be more patient next time and do more research.