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Chasing 2% Citi DC Declined - PayPal Mastercad 2X Approved

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Anonymous
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Re: Chasing 2% Citi DC Declined - PayPal Mastercad 2X Approved


wrote:

wrote:

wrote:

Did you consider the PenFed Power Cash Rewards? 2% back, but you need 500 in the checking,....



I am with PenFed and I have the Visa Premium Rewards Card with SL 8.5K

 

Penfed had shut me down though... I spoke to an analyst and they told me they had given me the max line based on my income.. Not even a CLI consideration, they said for me to grow my limit my income needs to increase. I also did this when I had 0% utilization reporting.

 

Still love em though.. The easiest Card service to deal with..


Also, did they want tax information? To prove your income?


Yes, last yr when I appd for the card, the analyst said it was because of the card requires 5K limit to be approved. After providing W2 and letter from my employer. Was surprised to be approved for $8,500 SL and also a 35K Auto Loan with a 7.3% APR though.. When I bought a vehicle last yr the dealership matched and lowered the APR so I decided not to use the PF Auto Loan.

Message 21 of 22
Anonymous
Not applicable

Re: Chasing 2% Citi DC Declined - PayPal Mastercad 2X Approved


wrote:

WHAT? That sucks man! Bummer, if you don’t mind me asking, what did you tell them your income was? 


My income is 50K and had to show proof of that..

Message 22 of 22
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