CiTi Double Cash CLI Approved!

[credit_endurance]

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@MoneyBurns wrote:

@ bruisedcredit,

I believe during that time my scores were around the 720-730s. Hope that helps!!!

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Thanks sabrewulf for sharing your data points. Since my scores are a tad below 700 I think I will hold off on requesting more credit with them. Don't want to waste a pull.

[restdani]

how often have you requested your other CLI's before this one got approved? my DC is still fairly new, but i want more than a measly $2.4k on it, considering my DP is twice that line. but they always deny my SP requests. :-(

[credit_endurance]

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@restdani wrote:
how often have you requested your other CLI's before this one got approved? my DC is still fairly new, but i want more than a measly $2.4k on it, considering my DP is twice that line. but they always deny my SP requests. :-(

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I tried monthly to get increases on my Double Cash card always denied up until my 10 month opening the card. Sp increase to $3,500 SL was $2,000 There reason for me was too many inquires which I didn't have that many around 13 but many accounts opened. CiTi is jealous about those things. How long have you had your card? What's your usage? 

[Gmood1]

Their too many INQs jargon is a standard response. It doesn't mean anything. Now OP your CLIs will fall roughly 180 days apart from receiving the first.

It took me a year to get my first increase. It was only $1400. I immediately requested more.

Whenever you decide to take a HP, always shoot for the stars! My limit for 12 months was $3000. I asked for $20,000 after the $1400 SP CLI. It was granted surprisingly. If I were afraid to take a HP. I'd still have a limit below $8000 with 2 years of SP CLI.

 Instead its now just above $30,000.

At some point, you have to be a little aggressive. When situations calls for it.  

The window is small and not open long to HP request after the SP. If you wait too long and try it. You will be denied. The message will state that you've had a recent increase until 180 days has passed.

[credit_endurance]

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@Gmood1 wrote:

The too many INQs jargon is just a standard response. It doesn't mean anything. Now OP your CLIs will fall roughly 180 days apart from receiving the first.

It took me a year to get my first increase. It was only $1400. I immediately requested more.

Whenever you decide to take a HP, always shoot for the stars! My limit for 12 months was $3000. I asked for $20,000 after the $1400 SP CLI. It was granted surprisingly. If I were afraid to take a HP. I'd still have a limit below $8000 with 2 years of SP CLI.

 Instead its now just above $30,000.

At some point, you have to be a little aggressive. When situations calls for it.  

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Good point Gmood1 That is exactly my plan around in a few months when my next increase is due just as soon as they offer the sp language I will apply for that and then hit them up for a hp increase. I need the card to be over$10k to be usable and CiTi is often pretty tight with the purse strings. $30k is an very impressive limit with them.

[Gmood1]

Set your calendar, the next increase will fall 180/181 days from today. Mine have been like clockwork. The SP CLIs have gotten larger over the last two. The second was $2200 and the most recent was a $8000 CLI.

[CreditMagic7]

Congratulations on reeling this SP CLI!!

So thrilled for you. Citicards maintains a firm grip on how they go about with scheduling these and i must say that they are or have been anyway very dependable in that respect.

You might even have some eligibility for an APR reduction when you request it now that your CLI is sewed up

[credit_endurance]

@Gmood1 marking that calender!

@CreditMajic7 thanks so much! I think I will hit them up for that APR reduction real soon 

[Anonymous]

I've had the DC since May of 2016 with a CL of $1200. I have asked for a CLI every month for the last 5 months and I get decline. When I get the letter in the mail for being declined it always states I have too many inquiries. I just have quit using it.

[Gmood1]

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@Anonymous wrote:

I've had the DC since May of 2016 with a CL of $1200. I have asked for a CLI every month for the last 5 months and I get decline. When I get the letter in the mail for being declined it always states I have too many inquiries. I just have quit using it.

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What are your current scores, if you don't mind me asking? If your credit file is clean. You may have to take a HP for an increase.