Citi AAdvantage Exec WEMC SP cli $6,500

Anonymous · ‎01-03-2019

Today my 2nd statement cuts & noticed the SP cli language. Decided to hit the button and instantly approved for a $6,500 cli taking my card to $27,500 & making it my highest limit revolver.

I put $9,000 in spend on the card in the last 90 days to hit the SUB. Now I plan to SD the card...

Anonymous · ‎01-03-2019

Wow.. That is a nice increase. Enjoy it and congrats.

Anonymous · ‎01-03-2019

Congrats on your SP CLI!

Cred4All · ‎01-03-2019

Heck of an increase and limit, congrats!

Anonymous · ‎01-03-2019

Congrats on your CLI !!!!

PointsBonus · ‎01-03-2019

@Anonymous wrote:
Today my 2nd statement cuts & noticed the SP cli language. Decided to hit the button and instantly approved for a $6,500 cli taking my card to $27,500 & making it my highest limit revolver.

I put $9,000 in spend on the card in the last 90 days to hit the SUB. Now I plan to SD the card...

Curisoity, what was the SP CLI Language ?

Thank You

imaximous · ‎01-03-2019

@PointsBonus wrote:
@Anonymous wrote:
Today my 2nd statement cuts & noticed the SP cli language. Decided to hit the button and instantly approved for a $6,500 cli taking my card to $27,500 & making it my highest limit revolver.

I put $9,000 in spend on the card in the last 90 days to hit the SUB. Now I plan to SD the card...
Curisoity, what was the SP CLI Language ?

Thank You

When you go to request a CLI, you see a message that says, "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision."

PointsBonus · ‎01-03-2019

Ahhhh so the million dollar question ?
When does this show up ? Or is it like which mood the computer is in ?

19eighty5 · ‎01-03-2019

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

imaximous · ‎01-03-2019

@PointsBonus wrote:
Ahhhh so the million dollar question ?
When does this show up ? Or is it like which mood the computer is in ?

Well, that's most likely profile specific, but speaking from experience, I noticed my wife's accounts seem to have that language all the time. However, once you get a CLI, you need to wait 6 months to get another one as a general rule. The language may be there the whole time, but you'll probably get declined if you ask too soon. Last time, I must've miscounted and got declined. The denial letter said I'd received a CLI within the last 6 months. A week later, I requested a CLI again and got approved. Now, I have the dates marked on my spreadsheet.

I also have 2 business accounts with Citi. One is 5 months old and the other one barely 1 month. Neither has the SP language. I was hoping the older one would by now, but not yet.

You have the option to request a CLI regardless of the SP verbiage, but you obviously take a HP hit.