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Citi AAdvantage Exec WEMC SP cli $6,500

Jlgab345
Established Contributor

Citi AAdvantage Exec WEMC SP cli $6,500

Today my 2nd statement cuts & noticed the SP cli language. Decided to hit the button and instantly approved for a $6,500 cli taking my card to $27,500 & making it my highest limit revolver.

I put $9,000 in spend on the card in the last 90 days to hit the SUB. Now I plan to SD the card...
RBFCU Premier $25K, Sam’s Club MC $25K, Citi Exec WEMC $34K, Alliant Signature $20K, SSFCU $20K, Cap1 Venture $20K, Employer CU LOC $20K, Navy GoRewards $18K, 2nd NFCU Plat $14.7K, Citi Simplicity $18.2K, PenFed Power Cash $10K, PenFed PLOC $10k, Navy Platinum $12.7K, SMG $10K, PenFed Promise $12K, Total Rewards $8.5K, Discover It $2.5K, Discover It $2K, Cap One QS1 $850, Overstock $32K
Message 1 of 13
12 REPLIES 12
Yes-Its-Me
Super Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500

Wow.. That is a nice increase.  Enjoy it and congrats.

Message 2 of 13
Steve891
Senior Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500

Congrats on your SP CLI! Smiley Happy




Message 3 of 13
Cred4All
Valued Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500

Heck of an increase and limit, congrats!


Message 4 of 13
VoltronM
Senior Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500

Congrats on your CLI !!!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 13
PointsBonus
Established Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500


@Jlgab345 wrote:
Today my 2nd statement cuts & noticed the SP cli language. Decided to hit the button and instantly approved for a $6,500 cli taking my card to $27,500 & making it my highest limit revolver.

I put $9,000 in spend on the card in the last 90 days to hit the SUB. Now I plan to SD the card...

Curisoity, what was the SP CLI Language ?

 

Thank You



Message 6 of 13
imaximous
Valued Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500


@PointsBonus wrote:

@Jlgab345 wrote:
Today my 2nd statement cuts & noticed the SP cli language. Decided to hit the button and instantly approved for a $6,500 cli taking my card to $27,500 & making it my highest limit revolver.

I put $9,000 in spend on the card in the last 90 days to hit the SUB. Now I plan to SD the card...

Curisoity, what was the SP CLI Language ?

 

Thank You


When you go to request a CLI, you see a message that says, "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision."

AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 7 of 13
PointsBonus
Established Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500

Ahhhh so the million dollar question ?
When does this show up ? Or is it like which mood the computer is in ?


Message 8 of 13
19eighty5
Senior Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 9 of 13
imaximous
Valued Contributor

Re: Citi AAdvantage Exec WEMC SP cli $6,500


@PointsBonus wrote:
Ahhhh so the million dollar question ?
When does this show up ? Or is it like which mood the computer is in ?

Well, that's most likely profile specific, but speaking from experience, I noticed my wife's accounts seem to have that language all the time. However, once you get a CLI, you need to wait 6 months to get another one as a general rule. The language may be there the whole time, but you'll probably get declined if you ask too soon. Last time, I must've miscounted and got declined. The denial letter said I'd received a CLI within the last 6 months. A week later, I requested a CLI again and got approved. Now, I have the dates marked on my spreadsheet.

I also have 2 business accounts with Citi. One is 5 months old and the other one barely 1 month. Neither has the SP language. I was hoping the older one would by now, but not yet.

You have the option to request a CLI regardless of the SP verbiage, but you obviously take a HP hit. 

AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 10 of 13
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