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Citi AAdvantage Platinum Select MC Approved - Cold App

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Citi AAdvantage Platinum Select MC Approved - Cold App

I had received a really good in-flight offer a month ago on a flight from Charlotte to the Caribbean when the Flight Attendants were making their card spiel. It included bonus miles, $100 statement credit, and a few one-time use Admirals Club passes. Once I got home I tossed it in the trash. 

 

Over the past few weeks I have received two "you are invited to apply" mailers from Citi for the Platinum Select card. It was 40k miles after $3k spend in 90 days and another 10k miles after $5k spend in 12 months. $95 AF waived for first year. And 0% APR for 14 months on purchases and balance transfers.

 

I haven't app'd for anything in about 9 months, my credit card balances are high on most accounts, 625 Credit Karma, and Citi has denied me plenty of times before because of my CH 7 BK (discharged 2009), high inquiries, and high balances. But I really wanted a chance at the bonus miles because between these and my United miles I will have enough for 2 return tickets to Europe for vacation.

 

So I app'd using the 'invitation' mailer even though it wasn't a pre-approval. I try only to apply with a pre-approval mailer or website pre-approval checker. Recieved instant approval for $8,500 at 22.24% APR and recieved all the bonuses listed in the offer. They pulled EX showing score of 660 (low for an approval on this card I thought).

 

Recieved the card less than 5 days later in a nicely put together welcome packet with balance transfer checks, terms & conditions, and re-cap of my sign-up offers. PIN was recieved in a seperate mailer with another re-cap of the sign-up offers.

 

I am super exicted to add this to my wallet as my daily spender for the time being. I hope to grow the account and maybe next year product change to the Executive card because even with the $450 fee it is worth it for the amount of work travel I do to have the Admirals Club membership.

 

Venture $20,000 | Citi AAdvantage Platinum Select MC $8,500 | Venture One $7,500 | Orlando FCU Visa $5,500 | Quicksilver $3,000 | Alliant CU Visa $2,500 | PayPal Credit $3,200 | JC Penney $3,000 | My Best Buy $750 | Banana Republic $1,300


Credit Karma as of 10/25/16: TU 639 EQ 621
Message 1 of 13
12 REPLIES 12
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Valued Contributor

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

Omgggg, this is such a mouth watering offer.... that 0% apr for 14 months puts the icing on the cake..l congrats on that nice approval .

Message 2 of 13
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Community Leader
Mega Contributor

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

Very nice! Enjoy your new cardSmiley Happy
Message 3 of 13
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Valued Member

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

congrats!

Barclay Ring 11K || BOA CR 25K || AAFES 3.9K || Chase Disney 9K || ToysRUS 3.5K || Discover IT 5K || NFCU 25K || NFCU CLOC 15K || PenFed 7K || Citi DP 4K || Lowes 17K || Amazon SC 6K || Nordstrom VS 20K || Macy's 10K || Citi DC 4K || Delta AMEX 12K || Care Credit 12K || AMEX Mercedes 10K|| AMEX HILTON 9.5K || AMEX BCP 15K || BHG 11.3K || BHG Biz 11.3K || BJ's Biz 12K || Citi AA 1.5K || Chevron Biz 2K || Amex Cash Biz 2K || Gardening until 6/2017
Message 4 of 13
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Established Contributor

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

Congrats!

Goal: 700's by 11/1/2015 (all baddies will be gone)
Message 5 of 13
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Regular Contributor

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

Congrats !!



FICO 08 Scores (as of October 2017) - Equifax: Unknown | Experian: 742 | TransUnion: 761 | GARDENING until December 2018
Message 6 of 13
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Frequent Contributor

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

Your post renewed my hopes to get approved.... so I apped this evening an well... approved!  $13,500 SL.   Citi likes me!  Thanks for the push! :-))


@TBG wrote:

I had received a really good in-flight offer a month ago on a flight from Charlotte to the Caribbean when the Flight Attendants were making their card spiel. It included bonus miles, $100 statement credit, and a few one-time use Admirals Club passes. Once I got home I tossed it in the trash. 

 

Over the past few weeks I have received two "you are invited to apply" mailers from Citi for the Platinum Select card. It was 40k miles after $3k spend in 90 days and another 10k miles after $5k spend in 12 months. $95 AF waived for first year. And 0% APR for 14 months on purchases and balance transfers.

 

I haven't app'd for anything in about 9 months, my credit card balances are high on most accounts, 625 Credit Karma, and Citi has denied me plenty of times before because of my CH 7 BK (discharged 2009), high inquiries, and high balances. But I really wanted a chance at the bonus miles because between these and my United miles I will have enough for 2 return tickets to Europe for vacation.

 

So I app'd using the 'invitation' mailer even though it wasn't a pre-approval. I try only to apply with a pre-approval mailer or website pre-approval checker. Recieved instant approval for $8,500 at 22.24% APR and recieved all the bonuses listed in the offer. They pulled EX showing score of 660 (low for an approval on this card I thought).

 

Recieved the card less than 5 days later in a nicely put together welcome packet with balance transfer checks, terms & conditions, and re-cap of my sign-up offers. PIN was recieved in a seperate mailer with another re-cap of the sign-up offers.

 

I am super exicted to add this to my wallet as my daily spender for the time being. I hope to grow the account and maybe next year product change to the Executive card because even with the $450 fee it is worth it for the amount of work travel I do to have the Admirals Club membership.

 



 

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 7 of 13
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Community Leader
Mega Contributor

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

Fico pusher saves another lol! ENJOYSmiley Happy
Message 8 of 13
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Regular Contributor

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

Nice approvals !! I'm jelly !!


FICO 08 Scores (as of October 2017) - Equifax: Unknown | Experian: 742 | TransUnion: 761 | GARDENING until December 2018
Message 9 of 13
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Valued Contributor

Re: Citi AAdvantage Platinum Select MC Approved - Cold App

Agreed about that sweet 0% for 14 months.. congrats!
Message 10 of 13
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