I was told the same. Recently opened a PenFed credit card and I have very little debt with 6 digit income. They said 10k is max initial limit. They wouldn't even let me add a new credit card without splitting the limit. They said in 6 months, it'll be a breeze for a CLI. Looking forward to it. Congrats on the approval!!
Starting Score: 475
@JR_TX wrote:“Equifax does not show my bankruptcy and I'm not going to complain.”
Oh you’re one lucky nurse (if that’s what RN stands for)! Lol
I would hit Penfed with that score and take their $50K max limit!!
Seems foolish to get a Penfed card if the user wants a Chase Saphire card down the road. Why waste a 5/24 slot on that card?
congrat!!!
