I was approved for the Citi AAdvantage card. I recently flew American and decided to apply. Thought I'd share some data points for anyone interested:
Approved for $15,200
Currently 11/24 (ouch lol)
Oldest account 15 yrs AAoA 2yr 10 mos
Pulled EQ, (51 inquiries) and EX (40 inquries)
no late payments, no charge offs, no collections, only ch 7 bk discharged 7/2009 showing on TU & EX- doesn't appear on EQ
income $87k
small balances ($1100 spread across 3 cards at the time of app total SL $101,350)
24 open accts 27 closed accts - 18 cc (no AU accts), 2 student loans, 2 auto loans, 2 personal loans
EQ 734 TU 710 EX 713
Hope this helps anyone thinking about applying for this card.
Been alternating between Discover IT card and Amex BCE for my main spending cards, I've now shifted anything outside of the 5% category on Discover to the Citi card to be sure I meet the spend requirement for the sign on bonus.
Was definitely surprised by the SL, as currenly my highest lines are both 15k (Lowe's and Commerce Bank Charity Charge)
Although I'm excited about the sign on bonus, but still wondering if I should have looked into another airline rewards card that may be better? This was my first time flying American and it was nice, but Delta is the major airline here (Atlanta area)
