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I've had this card Since Feb. 2022. Initial CL was $23,400. Decided to ask for the first time for a CLI and was immediately given $7,000. That's my 4th card now with a CL over 30k. In 2018 I had $2500 in total credit limits. I didn't understand credit cards and was scared of them. Now I have over $260,000 in total CL. Quite a journey to finally understand the game and how it's played.
I may have learned it later in life but I am making sure my kids are learning it young. I am giving them all a complete education and head start. They are all 17 and older.
I fly 250 times a year with American so this card is a good one for me.
Some data points.
fico8 between 785 and 811 between the three.
Average age is relatively small because of so much activity in the last 4 years. Under 3 years with oldest being 22 years.
No lates and keep utilization around 3%. I pay in full every month but sometimes miss the posting date.
I list income around $450k
Congrats on your nice CLI and steady rebuild from 2018. I was in a similar state in 2019 with only a total credit limit of $1000. But this forum and prudent financial behaviors helped me turn it around.
Congratulations enjoy it.
@HHH71 wrote:Quite a journey to finally understand the game and how it's played.
Congrats on your CLI and mastery of the game! 🍻
Congrats onj your CLI
Congratulations on your CLI!
Happy to read you are imparting this knowledge to your children.
Congratulations on your Citi American Airlines CLI!
Congrats on your Citi AAdvantage Executive CLI
WooHoo!! Congratulations on your Citi approval!!🎉🍾🥂