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Citi American Airlines Executive World Elite Mastercard CLI

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HHH71
New Contributor

Citi American Airlines Executive World Elite Mastercard CLI

I've had this card Since Feb. 2022. Initial CL was $23,400. Decided to ask for the first time for a CLI and was immediately given $7,000. That's my 4th card now with a CL over 30k. In 2018 I had $2500 in total credit limits. I didn't understand credit cards and was scared of them.  Now I have over $260,000 in total CL. Quite a journey to finally understand the game and how it's played. 

I may have learned it later in life but I am making sure my kids are learning it young. I am giving them all a complete education and head start. They are all 17 and older.

 

I fly 250 times a year with American so this card is a good one for me.

 

Some data points.

 

fico8 between 785 and 811 between the three.

Average age is relatively small because of so much activity in the last 4 years. Under 3 years with oldest being 22 years.

 No lates and keep utilization around 3%. I pay in full every month but sometimes miss the posting date.

I list income around $450k

 

 

 

Message 1 of 22
21 REPLIES 21
nytokyobred79
Valued Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congrats on your nice CLI and steady rebuild from 2018. I was in a similar state in 2019 with only a total credit limit of $1000. But this forum and prudent financial behaviors helped me turn it around. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $204,500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 19.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 2 of 22
Priory_Man
Valued Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congrats on the CLI and the impresive growth of your total CL over a short period






"Total revolving credit $286,000 Current UTIL >1%"
Message 3 of 22
firefox100
Valued Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congratulations enjoy it.

Message 4 of 22
Stealth-1
Established Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI


@HHH71 wrote:

Quite a journey to finally understand the game and how it's played. 


Congrats on your CLI and mastery of the game! 🍻




"If you don't stand for something, you might fall for anything."
Message 5 of 22
PapaTunde
Established Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congrats onj your CLI

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 6 of 22
mrcraft
Valued Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congratulations on your CLI! 

 

Happy to read you are imparting this knowledge to your children.  



Message 7 of 22
CreditAggie
Community Leader
Super Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congratulations on your Citi American Airlines CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 22
KingRue8500
Senior Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congrats on your Citi AAdvantage Executive CLI




Message 9 of 22
cashorcharge
Community Leader
Super Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

WooHoo!!  Congratulations on your Citi approval!!🎉🍾🥂

Message 10 of 22
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