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@HHH71 wrote:I've had this card Since Feb. 2022. Initial CL was $23,400. Decided to ask for the first time for a CLI and was immediately given $7,000. That's my 4th card now with a CL over 30k. In 2018 I had $2500 in total credit limits. I didn't understand credit cards and was scared of them. Now I have over $260,000 in total CL. Quite a journey to finally understand the game and how it's played.
I may have learned it later in life but I am making sure my kids are learning it young. I am giving them all a complete education and head start. They are all 17 and older.
I fly 250 times a year with American so this card is a good one for me.
Some data points.
fico8 between 785 and 811 between the three.
Average age is relatively small because of so much activity in the last 4 years. Under 3 years with oldest being 22 years.
No lates and keep utilization around 3%. I pay in full every month but sometimes miss the posting date.
I list income around $450k
250 times a year!? How is that even possible? They should name a terminal after you.
Congrats on the card limit and the income
Congrats on your AA CLI
Congratulations on your Citi AAdvantage Executive WEMC CLI, @HHH71!
Very nice increase on a great card, and thanks for giving us the data points!
Enjoy!
@SouthJamaica wrote:
@HHH71 wrote:I fly 250 times a year with American so this card is a good one for me.
250 times a year!? How is that even possible? They should name a terminal after you.
I think what OP meant was 250 flights per year, not days per year, @SouthJamaica. If one flight a day, that would be almost 21 days of flights a month! But often an airline trip may require two, three or more flight segments with connections through hub airports or major cities. If OP's home location and destinations require three flight segments, that would work out to about seven travel days a month, not at all usual for business travel.
That is correct, segments or individual flights, not days. For example I have 6 flights this week.
@HHH71 wrote:That is correct, segments or individual flights, not days. For example I have 6 flights this week.
Still, I think they should rename one of their terminals "HHH71 Terminal". Or at least one of their Admirals Club lounges.
Congrats on your CLI and great story @HHH71 or should I say Ryan Bingham Flyer Talk - Up in the Air?
Big time Congrats on the haul, and overall accomplishments. Pre-pandemic I was on just over 100 flights per year. Those rewards ate going to add up in legendary fashion!
@SouthJamaica wrote:
@HHH71 wrote:That is correct, segments or individual flights, not days. For example I have 6 flights this week.
Still, I think they should rename one of their terminals "HHH71 Terminal". Or at least one of their Admirals Club lounges.