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Citi American Airlines Executive World Elite Mastercard CLI

HHH71
Valued Member

Citi American Airlines Executive World Elite Mastercard CLI

I've had this card Since Feb. 2022. Initial CL was $23,400. Decided to ask for the first time for a CLI and was immediately given $7,000. That's my 4th card now with a CL over 30k. In 2018 I had $2500 in total credit limits. I didn't understand credit cards and was scared of them.  Now I have over $260,000 in total CL. Quite a journey to finally understand the game and how it's played. 

I may have learned it later in life but I am making sure my kids are learning it young. I am giving them all a complete education and head start. They are all 17 and older.

 

I fly 250 times a year with American so this card is a good one for me.

 

Some data points.

 

fico8 between 785 and 811 between the three.

Average age is relatively small because of so much activity in the last 4 years. Under 3 years with oldest being 22 years.

 No lates and keep utilization around 3%. I pay in full every month but sometimes miss the posting date.

I list income around $450k

 

 

 

Message 1 of 22
21 REPLIES 21
nytokyobred79
Frequent Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congrats on your nice CLI and steady rebuild from 2018. I was in a similar state in 2019 with only a total credit limit of $1000. But this forum and prudent financial behaviors helped me turn it around. 

Rebuild Started in 2019
Total Revolving CL- $103,500
Cards from oldest to youngest
4/19 Delta SkyMiles Platinum- SL-$1000 | CL- $10,000
(pc'd from SkyMiles Blue)
12/21 Delta SkyMiles Reserve- SL- $10,000 | CL- $26,000
1/22 Chase Sapphire Reserve- SL $20,000
7/22 Cap 1 Venture Rewards- SL $10,000 | CL $ 11,000
7/22 Amex Everyday Preferred- SL $13,100
8/22 Chase Freedom Unlimited: SL $23,400
AoOA- 16yrs,8m (closed student loan)
AAoA- EX/TU 3yrs,2m, EQ 7 yrs,2m
AoORA- 3yrs,7m
AoYA- 2m ( Freedom Unlimited)
Inquiries: EX 3 | TU 1 | EQ 0
EX 749 TU 732 EQ 742
Message 2 of 22
Priory_Man
Established Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congrats on the CLI and the impresive growth of your total CL over a short period

Credit Unions:





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 3 of 22
firefox100
Valued Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congratulations enjoy it.

Message 4 of 22
Stealth-1
Frequent Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI


@HHH71 wrote:

Quite a journey to finally understand the game and how it's played. 


Congrats on your CLI and mastery of the game! 🍻




"If you don't stand for something, you might fall for anything."
Message 5 of 22
PapaTunde
Regular Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congrats onj your CLI

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 6 of 22
mrcraft
Valued Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congratulations on your CLI! 

 

Happy to read you are imparting this knowledge to your children.  



Message 7 of 22
CreditAggie
Community Leader
Super Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congratulations on your Citi American Airlines CLI!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24 M):  
Banks & CUs:                           Goal Cards:
                
Message 8 of 22
KingRue8500
Valued Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

Congrats on your Citi AAdvantage Executive CLI



Message 9 of 22
cashorcharge
Community Leader
Senior Contributor

Re: Citi American Airlines Executive World Elite Mastercard CLI

WooHoo!!  Congratulations on your Citi approval!!🎉🍾🥂

Message 10 of 22
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