cancel
Showing results for 
Search instead for 
Did you mean: 

Citi Anywhere Costco Approval w/92% Utilization

tag
Vu
Frequent Contributor

Re: Citi Anywhere Costco Approval w/92% Utilization

Congratulations on the approval!!!

Just a suggestion, with your score and if you want to bring utilization down quickly in a couple months. Try to get a couple store cards. Card such as IKEA Projekt (you can check for pre-qualified) from Comenity can gives decent SL and double dip CLI upon approval and almost guaranteed SP CLI every month. Wayfair and Overstock also are great cards to get and can grow very quickly for utilization padding.


Message 11 of 14
Anonymous
Not applicable

Re: Citi Anywhere Costco Approval w/92% Utilization

Congrats on the approval and the nice SL. 

Message 12 of 14
CreditCuriosity
Moderator Emeritus

Re: Citi Anywhere Costco Approval w/92% Utilization


@Vu wrote:
Congratulations on the approval!!!

Just a suggestion, with your score and if you want to bring utilization down quickly in a couple months. Try to get a couple store cards. Card such as IKEA Projekt (you can check for pre-qualified) from Comenity can gives decent SL and double dip CLI upon approval and almost guaranteed SP CLI every month. Wayfair and Overstock also are great cards to get and can grow very quickly for utilization padding.

I personally woulnd't suggest that as it gets your aggregate utilizatoin down, your individual cards it doesn't help thus still the big score hit and adding useless tradelines isnt a good thing, etc.  It is the utilization on each indvidual card that is the killed being say at 90% each not your aggregate of "useless" including your others being at say 50%.

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 13 of 14
Anonymous
Not applicable

Re: Citi Anywhere Costco Approval w/92% Utilization

COngrats on your approval and thanks for DP !!!!

Welcome to CIti family

 

Message 14 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.