Today was my 6 month mark with Citi for CLI requests. I have an 8 year relationship with Citi and I am a Citigold client. However, I discovered MyFICO two years ago and my credit adventure really took off. Prior to that, I had been AMEX Platinum and cash only since 2010. What I am attempting to say is I am not sure if my overall relationship with Citi has influenced their decisions while handling my accounts. I have dubbed it the @Aim_High effect because he really started driving the point home to me in his posts. In two rounds of CLI request (a 12 month span) Citi has nearly doubled the limit on my Prestige card and given me $21,000 in increases total. My scores in signature are current. I have tried to provide as much pertinent information as possible. If you have any questions please feel free to ask. Citi always seems to be very generous with my Prestige card. I am not sure if it is because that is always the card I ask on first or not.
Citi Prestige: $28,000 ---> $36,000
AoA: 1 year 3 months
Original SL: $20,000
Average spend: $1,800 - $2,200 monthly with $1,700 of that being my mortgage.
Citi AAdvantage Platinum Select: $11,400 ---> $12,900
AoA: 1 year
Original SL: $10,400
Average spend: $50 - $75 monthly when not traveling for work. $1,100 - $2,100 when traveling. I strictly fly AA because they have a lounge in my home terminal.
To anyone reading this with the AAdvantage Executive do you find the card worth the AF? Please share your thoughts. I am considering upgrading my card when travel resumes.
Citi Rewards+ : $8,000 ---> $9,500
AoA: 8 years 2 months - This card was converted from a SD'd Citi Simplicity card in September 2019 on a promo offer and given a $2,000 CLI to $7,000.
Original SL: $5,000
Average spend: $25 - $75 monthly; whatever gas & grocery purchases are made after my AMEX EDP has reached 30 transactions for the month.
Congratulations on your CLIs x 3!
@AllZero wrote:
Congratulations on your CLIs x 3!
I could set a watch to you... I would not know what time it is though. You're always up late. You're always up early. We must share a circadian rhythm 😂🤣
Congratulations @nuohlac !!!
I paid my mortgage for a year or so using the Citi DC.
I think it made a big difference over the last 5 years with other Citi approvals.
If Plasitq would offer a long term promotion. I'd use the DC now to pay the mortgage.
