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Citi CLI!

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Anonymous
Not applicable

Re: Citi CLI!

Congrats! 505. Thanks for the DPs. 

Message 21 of 34
Anonymous
Not applicable

Re: Citi CLI!

Congrats on CLI!!!!

 

 

 

 

Message 22 of 34
Marz2002
Senior Contributor

Re: Citi CLI!


@SomewhereIn505 wrote:

@Marz2002 wrote:

CONGRATS on the MONSTER CLIs!!!

 

How long have you had your Citi AAvantage card?


7 months. And I just did a trip to Florida (flew on AA). From my experience, when going for an airline card, I have good luck soon after the flight (within 30 days post flight).


Thanks for the info.  I was approved for the Citi Advantage card a couple of weeks ago and I was wondering how soon I could ask for a CLI.

I will be flying on AA May 1st.  I hope that helps my chances for a CLI.

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 23 of 34
SFLSpotter9210
Valued Contributor

Re: Citi CLI!

Congratulations on your persistence with Citi. Did they HP you on your CLI requests? I have 4 recently opened Citi accounts. I looked at doing it but, says they will do a HP at the end so I decided against it.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 10,000 | Discover 17,000 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=757 | EX=760 | TU=771scores and CL current as of 08/22/22 AAoA years 6 months | AoOA=18yrs
Message 24 of 34
CramEiko
Established Contributor

Re: Citi CLI!


@simplynoir wrote:

@CramEiko wrote:

@simplynoir wrote:

@SomewhereIn505 wrote:

I've been requetsing CLI from Citi every few weeks with continious denials. Don't know why but that changed today!


You've been taking HPs this whole time or were you just joking? Honest question.

 

In any case congrats on your CLIs!


For me, they have been SP's every time.


If you're looking for the SP language yes, otherwise they require a HP. My CLI page has the HP language still there.


That being said, I should have included that I do have the same Citi cards and that for me, they've been SP for both. Hope y'all get SP's too.





Updated Feb 2023:
Citi Double Cash: $26,300
Citi Costco: $33,800
PenFed Power Cash: $50,000
Chase Freedom Unlimited: $33,400
NFCU Cash Rewards: $29,000
BoA Unlimited Cash: $99,900
Wells Fargo Active Cash: $50,000
Citi AAdvantage Executive: $30,500
Wells Fargo Mortgage 30yr fixed 3.625%

Business Cards:
BoA Business Advantage Unlimited Cash: $8,000
Chase Ink Business Unlimited: $75,000
Chase Ink Business Unlimited: $75,000

RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold | BoA Custom Cash | Lowes | Barclays Aviator Red
Message 25 of 34
19eighty5
Senior Contributor

Re: Citi CLI!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 26 of 34
Anonymous
Not applicable

Re: Citi CLI!


@SomewhereIn505 wrote:

Happy Dance for me today!

 

I've been requetsing CLI from Citi every few weeks with continious denials. Don't know why but that changed today!

 

Citi Costco - $3,000 increase to $12,000

Citi AAdvantage - $1,000 increase to $12,000

 

EQ at 715, TU at 665, EX - 750


Congrats on the approval...

I have a collection on my credit report, that's why I keep getting declined on a CLI Smiley Sad

Message 27 of 34
SomewhereIn505
Valued Contributor

Re: Citi CLI!


@imaximous wrote:

@Thomas_Thumb wrote:

@imaximous wrote:
Congrats OP!

But as said above, it's SP only if it says so. I could be wrong, but the type of increases you just received seem to be very high for Citi's usual SP CLIs. I hope I'm wrong and I get something like that when I'm eligible!

I've requested and received four SP CLIs from Citi. Each was in th $2k to $3k range. The OP's SP CLIs fairly typical for Citi. Key point is the minimum 6 months between CLI requests. If less than 6 months expect denial.


Do you mean typical or atypical? 

 

I've been requesting CLIs on 2 cards (Costco and DC) for about 3 and 4 years respectively or 6 - 8 times. Each CLI has been what you've also experienced. $2k most times and $3k only once -- consistently every 6 months. These are my DW's accounts, and her scores are all in the 800s. UTIL low around 2% to 4%. Income in the high 100s. 

$9k and $11k CLIs are not that common for Citi. Particularly coming from very low CLs (no offense to OP).

 

Anyway, this is amazing for OP, but I'd hardly consider this normal Citi CLIs. Not just from my own experience, but from DPs of people posting here. Great job regardless.


None taken. When I app'd & approved - my scores were much higher because I had just closed on our home.


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 28 of 34
SomewhereIn505
Valued Contributor

Re: Citi CLI!


@imaximous wrote:

@Thomas_Thumb wrote:

@imaximous wrote:

@Thomas_Thumb wrote:

@imaximous wrote:
Congrats OP!

But as said above, it's SP only if it says so. I could be wrong, but the type of increases you just received seem to be very high for Citi's usual SP CLIs. I hope I'm wrong and I get something like that when I'm eligible!

I've requested and received four SP CLIs from Citi. Each was in th $2k to $3k range. The OP's SP CLIs fairly typical for Citi. Key point is the minimum 6 months between CLI requests. If less than 6 months expect denial.


Do you meant typical or atypical? 

 

I've been requesting CLIs on 2 cards (Costco and DC) for about 3 and 4 years respectively or 6 - 8 times. Each CLI has been what you've also experienced. $2k most times and $3k only once -- consistently every 6 months. These are my DW's accounts, and her scores are all in the 800s. UTIL low around 2% to 4%. Income in the high 100s. 

$9k and $11k CLIs are not that common for Citi. Particularly coming from very low CLs (no offense to OP).

 

Anyway, this is amazing for OP, but I'd hardly consider this normal Citi CLIs. Not just from my own experience, but from DPs of people posting here. Great job regardless.


Perhaps I misunderstood what the OP wrote.

I interpreted the increases as being $3k and $1k - not that $3k and $1k were the OP's credit limits prior to the SP CLIs.


Well, c r a p. It looks like I'm the one who misunderstood. LOL

 

I just reread the first post, and I thought he meant $3k CL to $12K CL, and $1k CL to $12k CL. That's why I was so surprised about the massive increases. Smiley Very Happy

 


Hahahaha! I'm good but not that good! Bough a house, got these cards once we closed. My scores will go back up. Been using credit responsibly and a bunch of HPs should fall off this year. Smiley Wink


3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 29 of 34
SomewhereIn505
Valued Contributor

Re: Citi CLI!


@SFLSpotter9210 wrote:
Congratulations on your persistence with Citi. Did they HP you on your CLI requests? I have 4 recently opened Citi accounts. I looked at doing it but, says they will do a HP at the end so I decided against it.
I waited 6 months and ensured the SP language was in there.

3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 30 of 34
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