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Citi Card Simplicity

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kobe2012
Established Contributor

Re: Citi Card Simplicity

I called the backdoor number listed here and the csr transferred me to a supervisor..i have 20 inquiries and 11 or 12 this year alone .. She approved me anyway for 2k ... give it a try ..good luck

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 11 of 22
enharu
Super Contributor

Re: Citi Card Simplicity

Like others said, I would advise you to call recons as well. However do note though... Citi is very pull friendly when it comes to their recons process. You might end up with a couple more inquiries.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 12 of 22
lhcole77
Valued Contributor

Re: Citi Card Simplicity

Good insight enharu
Message 13 of 22
dallasjetfan
Established Contributor

Re: Citi Card Simplicity

I applied last night and needed to call for to provide additional info.  She didn't ask for any other info and then approved me for $2K which will be my lowest CL.  I finally have a "prime" card I guess 8 years after BK.  I have way too much credit now since Barclays seems to approve me every 3 months for $2000 on my two cards I have.  I will be dumping my Cap One plus my checking accounts because they haven't given me a CLI in over 5 years.  Hopefully, Citi will be generous with their CLI's.  I would like to only carry this card, my Barclay's, my Car Care One and Care Credit cards, and my CU card.  It will be nice to have 0% for 18 months.  I wonder if I can get a CLI when I receive the card??  Is this card still considered prime??

Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 14 of 22
coldnmn
Mega Contributor

Re: Citi Card Simplicity

Yes it's prime Cograts!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 15 of 22
dallasjetfan
Established Contributor

Re: Citi Card Simplicity

How generous are they with CLI's??
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 16 of 22
mxp114
Valued Contributor

Re: Citi Card Simplicity


@dallasjetfan wrote:

I applied last night and needed to call for to provide additional info.  She didn't ask for any other info and then approved me for $2K which will be my lowest CL.  I finally have a "prime" card I guess 8 years after BK.  I have way too much credit now since Barclays seems to approve me every 3 months for $2000 on my two cards I have.  I will be dumping my Cap One plus my checking accounts because they haven't given me a CLI in over 5 years.  Hopefully, Citi will be generous with their CLI's.  I would like to only carry this card, my Barclay's, my Car Care One and Care Credit cards, and my CU card.  It will be nice to have 0% for 18 months.  I wonder if I can get a CLI when I receive the card??  Is this card still considered prime??


Try Capital One EO for SP CLI, especially worth the effort if a tenured account. You may also qualify for product trade to 1.5% cashback, etc.

Message 17 of 22
dallasjetfan
Established Contributor

Re: Citi Card Simplicity


@mxp114 wrote:

@dallasjetfan wrote:

I applied last night and needed to call for to provide additional info.  She didn't ask for any other info and then approved me for $2K which will be my lowest CL.  I finally have a "prime" card I guess 8 years after BK.  I have way too much credit now since Barclays seems to approve me every 3 months for $2000 on my two cards I have.  I will be dumping my Cap One plus my checking accounts because they haven't given me a CLI in over 5 years.  Hopefully, Citi will be generous with their CLI's.  I would like to only carry this card, my Barclay's, my Car Care One and Care Credit cards, and my CU card.  It will be nice to have 0% for 18 months.  I wonder if I can get a CLI when I receive the card??  Is this card still considered prime??


Try Capital One EO for SP CLI, especially worth the effort if a tenured account. You may also qualify for product trade to 1.5% cashback, etc.


Not sure its worth the effort at this point.

Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
Message 18 of 22
longtimelurker
Epic Contributor

Re: Citi Card Simplicity


@dallasjetfan wrote:

@mxp114 wrote:

@dallasjetfan wrote:

I applied last night and needed to call for to provide additional info.  She didn't ask for any other info and then approved me for $2K which will be my lowest CL.  I finally have a "prime" card I guess 8 years after BK.  I have way too much credit now since Barclays seems to approve me every 3 months for $2000 on my two cards I have.  I will be dumping my Cap One plus my checking accounts because they haven't given me a CLI in over 5 years.  Hopefully, Citi will be generous with their CLI's.  I would like to only carry this card, my Barclay's, my Car Care One and Care Credit cards, and my CU card.  It will be nice to have 0% for 18 months.  I wonder if I can get a CLI when I receive the card??  Is this card still considered prime??


Try Capital One EO for SP CLI, especially worth the effort if a tenured account. You may also qualify for product trade to 1.5% cashback, etc.


Not sure its worth the effort at this point.


It's not that much effort and for some it has had very good results.   It's also nice to have a general 1.5% card if they can PC for you.  Also, CLIs with Citi seem very hit or miss.  Many people report getting them, but at least as many others (sadly including me) haven't got any.

Message 19 of 22
CardsLifeLine
Frequent Contributor

Re: Citi Card Simplicity

Can some one share with me CITI back door number ? I have applied for CITI simplycity card and I am decline for too many hard inquires [ 20+]. my AAoA is 1 year and 4 months and as every one is suggesting I would like to try my luck and see if possible to get it approved. Please suggest. 

USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Message 20 of 22
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