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I applied last night and needed to call for to provide additional info. She didn't ask for any other info and then approved me for $2K which will be my lowest CL. I finally have a "prime" card I guess 8 years after BK. I have way too much credit now since Barclays seems to approve me every 3 months for $2000 on my two cards I have. I will be dumping my Cap One plus my checking accounts because they haven't given me a CLI in over 5 years. Hopefully, Citi will be generous with their CLI's. I would like to only carry this card, my Barclay's, my Car Care One and Care Credit cards, and my CU card. It will be nice to have 0% for 18 months. I wonder if I can get a CLI when I receive the card?? Is this card still considered prime??
Yes it's prime Cograts!
@dallasjetfan wrote:I applied last night and needed to call for to provide additional info. She didn't ask for any other info and then approved me for $2K which will be my lowest CL. I finally have a "prime" card I guess 8 years after BK. I have way too much credit now since Barclays seems to approve me every 3 months for $2000 on my two cards I have. I will be dumping my Cap One plus my checking accounts because they haven't given me a CLI in over 5 years. Hopefully, Citi will be generous with their CLI's. I would like to only carry this card, my Barclay's, my Car Care One and Care Credit cards, and my CU card. It will be nice to have 0% for 18 months. I wonder if I can get a CLI when I receive the card?? Is this card still considered prime??
Try Capital One EO for SP CLI, especially worth the effort if a tenured account. You may also qualify for product trade to 1.5% cashback, etc.
@mxp114 wrote:
@dallasjetfan wrote:I applied last night and needed to call for to provide additional info. She didn't ask for any other info and then approved me for $2K which will be my lowest CL. I finally have a "prime" card I guess 8 years after BK. I have way too much credit now since Barclays seems to approve me every 3 months for $2000 on my two cards I have. I will be dumping my Cap One plus my checking accounts because they haven't given me a CLI in over 5 years. Hopefully, Citi will be generous with their CLI's. I would like to only carry this card, my Barclay's, my Car Care One and Care Credit cards, and my CU card. It will be nice to have 0% for 18 months. I wonder if I can get a CLI when I receive the card?? Is this card still considered prime??
Try Capital One EO for SP CLI, especially worth the effort if a tenured account. You may also qualify for product trade to 1.5% cashback, etc.
Not sure its worth the effort at this point.
@dallasjetfan wrote:
@mxp114 wrote:
@dallasjetfan wrote:I applied last night and needed to call for to provide additional info. She didn't ask for any other info and then approved me for $2K which will be my lowest CL. I finally have a "prime" card I guess 8 years after BK. I have way too much credit now since Barclays seems to approve me every 3 months for $2000 on my two cards I have. I will be dumping my Cap One plus my checking accounts because they haven't given me a CLI in over 5 years. Hopefully, Citi will be generous with their CLI's. I would like to only carry this card, my Barclay's, my Car Care One and Care Credit cards, and my CU card. It will be nice to have 0% for 18 months. I wonder if I can get a CLI when I receive the card?? Is this card still considered prime??
Try Capital One EO for SP CLI, especially worth the effort if a tenured account. You may also qualify for product trade to 1.5% cashback, etc.
Not sure its worth the effort at this point.
It's not that much effort and for some it has had very good results. It's also nice to have a general 1.5% card if they can PC for you. Also, CLIs with Citi seem very hit or miss. Many people report getting them, but at least as many others (sadly including me) haven't got any.
Can some one share with me CITI back door number ? I have applied for CITI simplycity card and I am decline for too many hard inquires [ 20+]. my AAoA is 1 year and 4 months and as every one is suggesting I would like to try my luck and see if possible to get it approved. Please suggest.