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Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

weedeb
Valued Contributor

Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

DH is back in with Citi!  Here's his history:

 

Bankruptycy d/c 7/14.  IIB two Citi cards - AAdvantage M/C for $5800 and Home Depot for $3500.  Fico 08 scores 691, 685 and 677, Income $93,400, Util 4%, CL's of $61K.

 

His cards - Two Ventures, Penfed Defender and Promise, Discover It, and, now, Citi Costco (he has recently closed all of his retail cards).  Read Scupra's Costco approval post a few months back, and thought DH didn't have a chance.  Reread it again today, and a few other posts, and thought well why not?  

 

I'm so happy for this guy!

 

 

Message 1 of 15
14 REPLIES 14
weedeb
Valued Contributor

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

Forgot to mention his SL - $5,500!

Message 2 of 15
JAG73
Moderator Emerita

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

Another win for BK'rs! Congrats to you and DH 😊

Got some pruning to do... No more new cards!
Message 3 of 15
weedeb
Valued Contributor

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

Thanks so much, Justagirl! Smiley Happy

Message 4 of 15
AverageJoesCredit
Legendary Contributor

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

Simply FANTASTIC !! Weedeb!!. Very happy for your DH!. Not only did he get back in, appears to be a great card at thatSmiley Happy. Legacy card to boot. No maam, bk wont hold us down forever Smiley Wink. Its ok to have some retail cards but if they arent for you, picking great cards that WILL work for you is the route to go. Enjoy the new success. Best wishes for continued success for both of you Smiley Happy
Message 5 of 15
weedeb
Valued Contributor

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy


@AverageJoesCredit wrote:
Simply FANTASTIC !! Weedeb!!. Very happy for your DH!. Not only did he get back in, appears to be a great card at thatSmiley Happy. Legacy card to boot. No maam, bk wont hold us down forever Smiley Wink. Its ok to have some retail cards but if they arent for you, picking great cards that WILL work for you is the route to go. Enjoy the new success. Best wishes for continued success for both of you Smiley Happy

Thanks, AverageJoe!  Yep, got himself a very nice card, and just so excited for him right now.  Hit that app button and thought for sure it was going to be a denial.  I just love watching his credit grow - but it's time for him to garden for the winter (Michigan - brrrr)! 

 

One can get this card with a fairly recent bk, and with prior Citi cards included in that bk.  I haven't seen many approvals under these circumstances, but there have been some, and I'm sure there are going to be many more. 

 

AJC, as always, sending the best of wishes your way! Smiley Happy

 

 

 

Message 6 of 15
humuhumunukunukuapuaa
Senior Contributor

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

Fabulous approval for DH - congratulations! Smiley Happy



Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~
~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~
~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~
Message 7 of 15
weedeb
Valued Contributor

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy


@humuhumunukunukuapuaa wrote:

Fabulous approval for DH - congratulations! Smiley Happy


Thanks so much, humu! Smiley Happy

Message 8 of 15
AverageJoesCredit
Legendary Contributor

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

Ahh, the memories of my dear MICHIGANSmiley Happy used to live there when i was younger Dad station in Navy. Only 4 years but to this day , Pistons for life hahaSmiley Happy miss the snow tooSmiley Happy great night as wellSmiley Happy
Message 9 of 15
Pway
Valued Contributor

Re: Citi Costco Anywhere Visa Approval 27 months post- bankruptcy

Congrats on the approval.  Thanks for the data points as well.

Chapter 7 in progress
Message 10 of 15
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