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Citi Costco Credit Line Increase

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Regular Contributor

Citi Costco Credit Line Increase

A month ago, Citi Costco increased my credit line to $24,000. I thought, why not ask for another CLI. I hit the request and they raised me to $35,000! My current FICO score is 848 out of a possible 900. I will never use more than $10,000 but I was surprised they gave me a CLI! Now my total credit is over $125,000. I think this is enough. I am content.

I recently ended a 19 year 'affair' with Capital One because they wouldn't remove a $5 monthly fee on a card with no rewards. I was stuck at $6,250 CL. So I sock drawered it. In 2018 I joined Navy Federal Credit Union and now hold two of their cards with great rewards. Those two cards are getting the majority of my spend of about $8,000/month. 

11 REPLIES 11
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Valued Contributor

Re: Citi Costco Credit Line Increase

sweet! Congratulations on your CLI
July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 12
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Established Member

Re: Citi Costco Credit Line Increase

The only Citi card I have is that Costco card. Is this a soft pull increase or a hard pull? I have been at 9500 for a couple years and it's my smallest limit currently.
Message 3 of 12
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Moderator

Re: Citi Costco Credit Line Increase

Congrats on your increase! 

Got some pruning to do... No more new cards!
Message 4 of 12
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Super Contributor

Re: Citi Costco Credit Line Increase

Congratulations on your CLI!
Message 5 of 12
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Epic Contributor

Re: Citi Costco Credit Line Increase

 

Nice increase  ..Congrats!

 

popcorn eating emoticon.gif

Message 6 of 12
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Established Contributor

Re: Citi Costco Credit Line Increase


@CoSprings99 wrote:
The only Citi card I have is that Costco card. Is this a soft pull increase or a hard pull? I have been at 9500 for a couple years and it's my smallest limit currently.

It is a sp unless there's language saying specifically that it will will be a hp.

Message 7 of 12
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Valued Contributor

Re: Citi Costco Credit Line Increase

Go for that increase @CoSprings99 - you’re overdue! I got an increase to $11k three months in (from $8500). It was a SP (they’ll tell you if a HP is required).




Message 8 of 12
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Valued Contributor

Re: Citi Costco Credit Line Increase

CONGRATS  on your Citi Costco CLIs - That's how it's DONE!!! Smiley Wink 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 9 of 12
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Valued Contributor

Re: Citi Costco Credit Line Increase

Congrats!




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