Citi Costco Instant Approval - 10,500 - myFICO® Forums - 5607232

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Saw that I was pre-approved for the Citi Costco Visa, listed a specific APR of 17%

Insant Approval for 10,500

Pulled a 791 with Equifax

9% overall UTI across 160k in CC

Last Inq was almost a year go.

Last opened account was a Alliant Visa for 15k from a pre-qualify e-mail 7 months ago.

No baddies (BK has been gone almost a year)

Never had an account with citi

I have a balance on 4 of my 9 CC's

2/2019 - EQ 789// TU 777 // EX 783
3/2016 - EQ 615 // TU 605 // EX 621
155k CC, 9 accounts.

Message 1 of 13

12 REPLIES 12

Outstanding SL and APR! Congrats on the approval and new card!

"Your ego is writing checks your body can't cash".

Message 2 of 13

Nice approval!

If they ever get around to opening a Costco near me this one would be ideal since already hold 2 Citicards with long history.

Message 3 of 13

Whooo that’s a big SL! Congrats!

Discover It: 20k
Amex Cash Magnet: 18k
Fidelity Visa: 8k
Apple Card: 3k

Message 4 of 13

Congrats on your approval!!

Message 5 of 13

looks like you are handling your profile well.

Congrats!!!

Message 6 of 13

That's a solid approval @Retched1! The fact that it's your first and you broke $10k right out of the gate is definitely solid

$51,400 BofA Custom Cash Rewards VS

$8,000 Target MC

$15,000 PCM Platinum Rewards MC

$25,000 Fidelity Rewards VS

$40,700 Citi DoubleCash WEMC

$16,500 Citi Custom Cash WMC

$40,000 Chase Sapphire Preferred VS

$40,000 Amex Blue Cash Preferred

NPSL Amex Platinum

$25,000 Macys Platinum Amex

$41,000 USAA Preferred Cash Rewards Amex

Chase Ink Cash $4,000

$20,000 US Bank Altitude Reserve

$35,000 Chase AmazonPrime Rewards VS

$43,900 PenFed Pathfinder Rewards VS

$7,500 Business Prime American Express

$6,500 Marriott Premier Plus Business VS

$80,000 Navy Flagship Rewards VS

$10,000 Wells Fargo Bilt MC

Message 7 of 13

Congrats on the approval!

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO

Message 8 of 13

Nice, congrats! This one is on my radar as well.

Gardening since 07/23/21

Message 9 of 13

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 10 of 13