I would like to thank the MyFico Forums family for helping me with my credit rebuild journey. Started about 2 years ago with FICO scores around 480 from all 3 bureaus. Now all 3 around 750. Yey!!! Shopped at Costco and wanted the Citi Costco, denied 2 times, 3rd time instant approval for $8,500!!! Also wanted Cap1 Savor, had to call and verify info. Approved for $15,000!!! Wasn’t quick but the journey was well worth it!!