Citi broke my highest SL ($2,500) for the second time with a $5,000 SL. Applied for the Costco Visa, I live in Minnesota and they pulled Equifax which is 729 Fico and 710 Fico Bankcard. Not sure which one they use for applications. 10 Inqs. No derogs. AAoA 1 year, 2 months. AoYA over 6 months. Uti was ~23%. Instant approval.
Emboldened by getting my first big boy SL, I applied for the Venture and also got a $5,000 SL. Got the tripple pull as usual, TU 734 Inq 4, EX 727 Inq 15, EQ 729 Inq 11. Instant approval.